Product Portfolio Manager (Business Banking)

AmBank Group; Kuala Lumpur; On-site; MYR 90,000 - 150,000; Full time

Job summary

AmBank Group is seeking a product professional to help develop and execute strategies that grow its SME lending footprint in Malaysia. You will work with program managers to define direction and drive key initiatives across SME and EB segments, shaping offerings and enhancing profitability.

You will analyze market trends, benchmark competitors, monitor portfolio health, ensure compliance with policies, and translate insights into actionable plans.

Qualifications

• Degree in Business/Finance/Accounting or equivalent.
• Minimum 3 years relevant banking or financial services experience.
• Experience in product/portfolio management is advantageous.
• Strong analytical and strategic thinking with data-driven insights.

Responsibilities

• Develop and execute SME and EB segment product strategies.
• Collaborate with program managers to align strategic direction and drive initiatives for lending programs.
• Identify opportunities to grow the loan portfolio and improve profitability.
• Monitor portfolio performance, trends, and key metrics.

Skills

Product management

Portfolio management

Analytical thinking

Stakeholder communication

Education

Degree in Business/Finance/Accounting

Job description

Contribute to the development of product strategies that support the bank’s SME market share expansion.

Support the development and execution of product strategies across SME and EB segments.

Collaborate with program managers to define strategic direction and drive tactical initiatives for key lending programs in BB.

Identify opportunities to grow the loan portfolio and improve profitability

Analyze trends and segment performance to inform product enhancements, campaigns and portfolio strategies.

Conduct market research and benchmarking to assess competitor product propositions, pricing strategies, and process flows.

Oversee the performance and health of the loan portfolios.

Monitor key metrics including portfolio growth, customer base expansion, and segment penetration.

Ensure compliance with internal policies and regulatory requirements.

Generate insights and reports to inform product decisions and portfolio strategies

Track and analyze customer trends, usage patterns, and program effectiveness.

Manage adhoc projects/business initiatives as and when required

Requirements:

Possess Degree in Business/Finance/Accounting/any equivalent.

Min 3 years relevant working experience

Experience in product management, portfolio management, or related roles within banking or financial services, would be an added advantage.

Strong analytical and strategic thinking skills, with the ability to interpret data and translate insights into actionable plans.

Able to communicate and interact well with people at all levels

Ability to work in a dynamic environment with frequent changes in team structure and priorities.

Self-driven and adaptable, with a proactive approach to problem-solving.

Collaborative mindset with the ability to work across teams and functions.

High attention to detail and commitment to quality and compliance.

Since our founding in August 1975, AmBank Group has grown into one of Malaysia’s largest banking groups by market capitalization. Our dynamic ecosystem includes:

At AmBank Group, we believe that diversity fuels innovation, and creativity drives progress. Our P2ACE Employee Value Proposition—Principled, Proactive, Appreciative, Collaborative, and Experimental is the heartbeat of our culture. It shapes how we work, how we grow, and how we make a difference.

We’re on the lookout for motivated, agile, and ambitious individuals who are ready to challenge the norm and shape the future of banking.

Join us. Fly High Together with us

Since our founding in August 1975, AmBank Group has grown into one of Malaysia’s largest banking groups by market capitalization. Our dynamic ecosystem includes:

At AmBank Group, we believe that diversity fuels innovation, and creativity drives progress. Our P2ACE Employee Value Proposition—Principled, Proactive, Appreciative, Collaborative, and Experimental is the heartbeat of our culture. It shapes how we work, how we grow, and how we make a difference.

We’re on the lookout for motivated, agile, and ambitious individuals who are ready to challenge the norm and shape the future of banking.