Mortgage Credit Officer

Hong Leong Bank Berhad; Malaysia; On-site; MYR 60,000 - 90,000; Full time

Job summary

Hong Leong Bank in Malaysia is seeking a Mortgage Credit Analyst to assess and approve mortgage applications. You will evaluate applicants’ financial status, credit worthiness and risk before issuing terms. You will ensure timely processing within turnaround times and detect fraudulent documents, escalating issues to Fraud Management.

A degree in Banking, Economics, Finance, or related field is required. Join a leading financial institution with a regional presence and a strong

Qualifications

• Bachelor's degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent.

Responsibilities

• To perform credit evaluation, recommendations and approval for Mortgage applications
• To evaluate and recommend loans for approval beyond their discretionary power
• To evaluate applicant's financial status, credit worthiness and risk before providing credit terms
• To ensure mortgage applications are processed within internal turnaround time
• To detect fraudulent application, tampered/ suspicious documents and ensure timely fraud escalation to the Fraud Management Unit.

Education

Bachelor's Degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent

Job description

If you are looking to excel and make a difference, take a closer look at us…

Job Responsibilities:

• To perform credit evaluation, recommendations and approval for Mortgage applications
• To evaluate and recommend loans for approval beyond their discretionary power
• To evaluate applicant's financial status, credit worthiness and risk before providing credit terms
• To ensure mortgage applications are processed within internal turnaround time
• To detect fraudulent application, tampered/ suspicious documents and ensure timely fraud escalation to the Fraud Management Unit.

Requirements:

• Malaysian Citizen Bachelor's Degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China. We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation. Hong Leong Bank (“HLB”) stands proudly as a leading financial services institution based in Malaysia, providing a wide range of comprehensive and innovative financial solutions across the region. These services are delivered through both digital and traditional means, via online and mobile banking, as well as our digital branch concept to provide customers with an efficient and seamless experience aided by technology. As the service and financial landscape changes rapidly with the ever-increasing use of technology, staying attuned to customers needs and desires becomes even more critical to HLB’s operations. To stay ahead of these dynamic changes, the Bank has adopted the approach of reimagining banking by embedding digital considerations and customer centricity in every aspect of our operations, from products and services as well as customer care and engagement. HLB’s ethos of being Digital-At-The-Core powered by customers-at-the-forefront will continue to lead us to innovate offerings in line with our aspiration of being a highly digital and innovative financial services organization.