Personal Loan Credit Evaluation Executive

Hong Leong Bank; Malaysia; On-site; MYR 60,000 - 90,000; Full time

Job summary

Hong Leong Bank seeks a Loan Credit Officer to evaluate, recommend and approve loans within lending limits for the bank's assigned regions. You will resolve disagreements on credit decisions with sales staff and support the Team Leader to manage turnaround times.

The ideal candidate holds a Malaysian degree in Banking, Economics, Finance, Accountancy or Business Studies and is ready to contribute to a digitally driven banking culture.

Qualifications

• Malaysian citizen is required.
• Bachelor's degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent.

Responsibilities

• Evaluate, recommend and approve loans with lending limits for the assigned regions.
• Evaluate and recommend loans for approval beyond authority.
• Manage disagreements on credit decisions with sales personnel.
• Assist the Team Leader in managing approval turnaround time for their regions.

Education

Bachelor's Degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent

Job description

Job responsibilities

• To evaluate, recommend and approve loans with lending limits for the respective assigned regions.
• To evaluate and recommend loans for approval beyond their authority.
• To manage disagreements on credit decisions with sales personnel.
• To assist the Team Leader in managing approval turnaround time for their respective regions.

Job Requirements

• Malaysian Citizen Bachelor's Degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent.

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers.

Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available.

Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life‑long learning, achieve their career aspirations and grow talent from within our organisation.

Hong Leong Bank (“HLB”) stands proudly as a leading financial services institution based in Malaysia, providing a wide range of comprehensive and innovative financial solutions across the region. These services are delivered through both digital and traditional means, via online and mobile banking, as well as our digital branch concept to provide customers with an efficient and seamless experience aided by technology.

As the service and financial landscape changes rapidly with the ever‑increasing use of technology, staying attuned to customers needs and desires becomes even more critical to HLB’s operations.

To stay ahead of these dynamic changes, the Bank has adopted the approach of reimagining banking by embedding digital considerations and customer centricity in every aspect of our operations, from products and services as well as customer care and engagement. HLB’s ethos of being Digital-At-The-Core powered by customers-at-the‑forefront will continue to lead us to innovate offerings in line with our aspiration of being a highly digital and innovative financial services organization.