Mortgage Credit Officer

Hong Leong Bank; Kuala Lumpur; On-site; MYR 70,000 - 110,000; Full time

Job summary

Hong Leong Bank Berhad is seeking a Mortgage Credit Analyst to evaluate and approve mortgage applications, assess creditworthiness, and ensure timely processing. The role includes detecting fraudulent documents and escalating suspicious activity to the Fraud Management Unit.

The ideal candidate will be a Malaysian citizen with a degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent, contributing to a digital-first banking approach across Malaysia and regional offices.

Qualifications

• Malaysian Citizen
• Bachelor's Degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent

Responsibilities

• Perform credit evaluation, recommendations and approval for Mortgage applications
• Evaluate and recommend loans for approval beyond discretionary power
• Evaluate applicant's financial status, credit worthiness and risk before providing credit terms
• Ensure mortgage applications are processed within internal turnaround time
• Detect fraudulent applications, tampered/suspicious documents and escalate to Fraud Management Unit

Skills

Credit evaluation

Risk assessment

Fraud detection

Education

Bachelor's degree

Job description

If you are looking to excel and make a difference, take a closer look at us…

Job Responsibilities

• To perform credit evaluation, recommendations and approval for Mortgage applications
• To evaluate and recommend loans for approval beyond their discretionary power
• To evaluate applicant's financial status, credit worthiness and risk before providing credit terms
• To ensure mortgage applications are processed within internal turnaround time
• To detect fraudulent application, tampered/ suspicious documents and ensure timely fraud escalation to the Fraud Management Unit.

Requirements

• Malaysian Citizen
• Bachelor's Degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.