Lead, Credit Risk Governance & Portfolio Oversight

Hong Leong Bank Berhad; Kuala Lumpur; On-site; MYR 180,000 - 300,000; Full time

Job summary

Hong Leong Bank Berhad is seeking an experienced Senior Credit Risk professional to monitor credit portfolio performance, analyze risks, and escalate vulnerabilities under BNM guidelines. You will lead a team of credit risk specialists, oversee securitization coordination, and maintain SCEL policies while engaging senior stakeholders and regulators.

The role requires a bachelor’s degree or higher in risk-related fields, 5–8 years in credit risk, and strong leadership with excellent communication

Qualifications

• Bachelor’s degree or higher in finance, banking, risk management or related field.
• Minimum 5–8 years of experience in credit review, credit analysis or credit risk management.
• Strong analytical, critical thinking and big-picture strategic skills with high attention to detail.
• Proven leadership ability to delegate, motivate and manage a high-performing credit risk team.
• Excellent communication and presentation skills to convey complex risk concepts to senior management and external stakeholders.

Responsibilities

• Monitor Asset Quality, Sector Concentration and Credit Portfolio Risk across Bank-wide, PFS, and BCB portfolios against Risk Appetite Statements, escalating breaches to senior management.
• Lead the compilation of the Credit Asset Quality (CAQ) presentation deck, governance materials, and routine portfolio reports for local and overseas operations.
• Coordinate operational workflows and reporting for Cagamas securitization with GALCO, Global Markets, and business partners to support funding strategies.
• Maintain BNM SCEL policies, compile the Top Exposure Dashboard, and provide primary advisory support to internal stakeholders.
• Oversee Connected Parties (CP) monitoring systems and dashboards, ensuring timely and accurate regulatory submissions to BNM.
• Execute data gathering, scenario execution, and reporting for Credit Stress Testing while strengthening model governance standards.
• Lead, motivate, and delegate tasks to the team while building strong relationships with senior management, regulatory bodies, and internal stakeholders

Skills

Credit risk leadership

Regulatory reporting

Stakeholder management

Data analysis

Strategic thinking

Education

Bachelor's degree or higher in Finance / Banking / Risk Management

Job description

Hong Leong Bank Berhad is seeking an experienced Senior Credit Risk professional to monitor credit portfolio performance, analyze risks, and escalate vulnerabilities under BNM guidelines. You will lead a team of credit risk specialists, oversee securitization coordination, and maintain SCEL policies while engaging senior stakeholders and regulators.

The role requires a bachelor’s degree or higher in risk-related fields, 5–8 years in credit risk, and strong leadership with excellent communication