Manager, Risk Management (Credit Risk Governance)

Hong Leong Bank Berhad; Kuala Lumpur; On-site; MYR 280,000 - 360,000; Full time

Job summary

Hong Leong Bank Berhad in Malaysia seeks a senior credit risk leader to monitor portfolio performance, analyze risks, and escalate vulnerabilities under BNM guidelines while overseeing SCEL, Connected Parties, Cagamas securitization, and Stress Testing. This role will report to the Head of Credit Risk and lead a team of credit risk professionals.

The ideal candidate will have strong analytical, leadership, and communication skills to drive governance and regulatory submissions, with deep

Qualifications

• Bachelor's degree or higher, preferable with a background in credit assessment, risk management, and banking regulations (risk certification preferred).
• Minimum 5 to 8 years of experience in Credit Review, Credit Analysis, or Credit Risk Management.
• Strong analytical, critical thinking, and big-picture strategic skills with high attention to detail.
• Proven leadership ability to delegate, motivate, and manage a high-performing credit risk team.
• Excellent communication and presentation skills to convey complex risk concepts to senior management and external stakeholders.

Responsibilities

• Monitor Asset Quality, Sector Concentration, and Credit Portfolio Risk across Bank-wide, PFS, and BCB portfolios against Risk Appetite Statements, escalating breaches to senior management.
• Lead the compilation of the Credit Asset Quality (CAQ) presentation deck, governance materials, and routine portfolio reports for local and overseas operations.
• Coordinate operational workflows and reporting for Cagamas securitization with GALCO, Global Markets, and business partners to support funding strategies.
• Maintain BNM SCEL policies, compile the Top Exposure Dashboard, and provide primary advisory support to internal stakeholders.
• Oversee Connected Parties (CP) monitoring systems and dashboards, ensuring timely and accurate regulatory submissions to BNM.
• Execute data gathering, scenario execution, and reporting for Credit Stress Testing while strengthening model governance standards.
• Lead, motivate, and delegate tasks to the team while building strong relationships with senior management, regulatory bodies, and internal stakeholders.

Skills

Credit risk management

Leadership

Stakeholder management

Regulatory knowledge

Education

Bachelor's degree or higher

Job description

If you are looking to excel and make a difference, take a closer look at us…

Overview

This role will be responsible to monitors Credit Portfolio performance, analyzes risks, and escalates vulnerabilities under BNM's Credit Risk guidelines while overseeing SCEL, Connected Parties, Cagamas securitization, and Stress Testing. You will also lead a team of credit risk professionals and manage key stakeholder relationships. This role will be reporting to the Head of Credit Risk.

Job Responsibilities

• Monitor Asset Quality, Sector Concentration, and Credit Portfolio Risk across Bank-wide, PFS, and BCB portfolios against Risk Appetite Statements, escalating breaches to senior management.


• Lead the compilation of the Credit Asset Quality (CAQ) presentation deck, governance materials, and routine portfolio reports for local and overseas operations.


• Coordinate operational workflows and reporting for Cagamas securitization with GALCO, Global Markets, and business partners to support funding strategies.


• Maintain BNM SCEL policies, compile the Top Exposure Dashboard, and provide primary advisory support to internal stakeholders.


• Oversee Connected Parties (CP) monitoring systems and dashboards, ensuring timely and accurate regulatory submissions to BNM.


• Execute data gathering, scenario execution, and reporting for Credit Stress Testing while strengthening model governance standards.


• Lead, motivate, and delegate tasks to the team while building strong relationships with senior management, regulatory bodies, and internal stakeholders.

What We're Looking For

• Bachelor's degree or higher, preferable with a background in credit assessment, risk management, and banking regulations (risk certification preferred).


• Minimum 5 to 8 years of experience in Credit Review, Credit Analysis, or Credit Risk Management.


• Strong analytical, critical thinking, and big-picture strategic skills with high attention to detail.


• Proven leadership ability to delegate, motivate, and manage a high-performing credit risk team.


• Excellent communication and presentation skills to convey complex risk concepts to senior management and external stakeholders.

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our \"Digital at the Core\" ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.