Investment (Credit Analyst) , Senior Executive

Tokio Marine Life Insurance Malaysia Bhd; Kuala Lumpur; On-site; MYR 90,000 - 130,000; Full time

Job summary

Tokio Marine Life Insurance Malaysia Bhd. is seeking an Investment (Credit Analyst), Senior Executive to oversee credit analysis, fixed income reporting, and monitoring within the Fixed Income team in Kuala Lumpur.

The role involves preparing ICM reports, participating in bondholder meetings, and ensuring compliance with policies and risk frameworks, while supporting budgeting and SOP development for the team.

Qualifications

• Degree in Finance, Accounting, Economics or related field with relevant experience in credit analysis or investment management.
• Knowledge of fixed income instruments, money market products, and interest rate dynamics.
• Strong analytical skills to assess issuer creditworthiness and prepare reports.

Responsibilities

• Manage cash portfolios and money market operations per investment guidelines.
• Prepare fixed income reports, credit reviews, and monitor activities including bondholder meetings.
• Ensure compliance with policies and risk management frameworks, support process improvements.
• Assist in ICM reports, monthly fund reviews, and management reports for fixed income investments.

Skills

Credit analysis

Financial modelling

Data analysis

Risk management

Financial statements

Education

Bachelor's degree in Finance, Economics or related

Tools

Excel

Job description

Investment (Credit Analyst) , Senior Executive

Manage cash portfolios, including executing money market operations in accordance with approved investment strategies and guidelines.

Prepare and conduct fixed income reports, credit reviews, and credit monitoring activities, including company visits and participation in bondholders' meetings for both existing portfolios and new bond issuances.

Ensure all investment and credit activities comply with internal policies, regulatory requirements, and risk management frameworks, while supporting the continuous enhancement of credit assessment and monitoring processes.

Assist in the preparation of Investment Committee Meeting (ICM) reports, monthly fund review reports, and monthly management reports relating to fixed income investments and other investment-related matters.

Support the department in preparing budgets, Standard Operating Procedures (SOPs), and other reports or assignments as requested by the Head of Fixed Income or the Chief Investment Officer.

Job Requirement:

Preferably holds the Pasaran Kewangan Malaysia Certification (PKMC).

Minimum of three (3) years of relevant working experience in the credit analysis, banking, investment management, risk management, treasury, or other related financial market functions.

Bachelor's degree or higher in Finance, Accounting, Economics, or a related discipline, with relevant experience in credit analysis, banking, investment management, risk management, or financial markets. Sound knowledge of fixed income instruments, money market products, interest rate dynamics, credit spreads, and broader financial market developments is preferred.

Strong analytical skills with the ability to analyze financial statements, interpret financial information, conduct research, assess the creditworthiness of issuers and counterparties, identify key risks, and prepare comprehensive credit assessment reports, recommendations, and presentations.

Proficient in financial modelling and data analysis tools, with strong attention to detail, sound judgment, high integrity, and effective written and verbal communication skills.

Tokio Marine, established in 1879 as Japan's pioneering insurance company, has evolved into one of the leading insurers with established networks worldwide, offering an extensive selection of Life and General insurance products and solutions in 46 countries/regions worldwide.

Tokio Marine Life Insurance Malaysia Bhd. (TMLM) is an integral part of the Tokio Marine Group, holding a legacy of over 75 years in Malaysia. Today, with 16 branches nationwide, TMLM is dedicated to delivering innovative life insurance solutions, ranging from financial security to wealth enhancement, and to legacy planning. Our aim is to be the preferred life insurer trusted for generations.

Tokio Marine, established in 1879 as Japan's pioneering insurance company, has evolved into one of the leading insurers with established networks worldwide, offering an extensive selection of Life and General insurance products and solutions in 46 countries/regions worldwide.

Tokio Marine Life Insurance Malaysia Bhd. (TMLM) is an integral part of the Tokio Marine Group, holding a legacy of over 75 years in Malaysia. Today, with 16 branches nationwide, TMLM is dedicated to delivering innovative life insurance solutions, ranging from financial security to wealth enhancement, and to legacy planning. Our aim is to be the preferred life insurer trusted for generations.