Credit Risk Analyst — Flexible, AI-Driven Risk Insights

Deutsche Bank AG; Kampung Malaysia Tambahan; On-site; MYR 90,000 - 150,000; Full time

Job summary

Deutsche Bank AG in Malaysia seeks an Analyst in Credit Risk Management to oversee a diverse portfolio, support regulatory reporting, and contribute to risk-based decision making. The role involves evaluating counterparty exposure, preparing credit reports, and guiding risk-based strategies for corporates, banks, and other clients.

The position emphasizes collaboration with relationship teams, real-time monitoring, and adherence to local and global credit policies.

Qualifications

• Postgraduate qualifications in finance or business.
• 1-2 years in credit risk management in wholesale banking.
• Understanding of financings, trade finance, and global markets (FX, rates, commodities).
• Strong technical and analytic skills, risk judgment.
• Strong written and verbal communication skills.
• Proven ability to make time sensitive credit decisions.
• Ability to leverage AI tools to enhance productivity with responsible use of data and AI outputs.

Responsibilities

• Approve Counterparty Credit Exposure limits for Transaction Banking products and FX Hedging/Derivatives; approve structured products at transaction level.
• Write Credit Reports and assign internal Credit Ratings based on industry, business and financial analysis.
• Monitor performance of companies & sectors in real time and adjust ratings/limits as risk changes.
• Ensure effective utilization of Bank’s capital at Client level and coordinate with Relationships for exit/pricing when needed.
• Provide regular MIS to senior management on portfolio composition and status of accounts.
• Support portfolio management activities including system-related tasks per global credit policies.
• Ensure regulatory reporting for Credit Risk Management in line with Bank Negara Malaysia requirements.
• Provide RISCO approvals and local endorsements for multinational clients.
• Ensure satisfactory outcomes of internal asset quality reviews and regulatory audits.

Skills

Postgrad qualifications

Credit risk management

Wholesale banking

Trade finance

FX & commodities

Analytical skills

Risk judgment

Written communication

Verbal communication

Credit decisions

AI tools usage

Education

CA / CWA / MBA / FRM

Job description

Deutsche Bank AG in Malaysia seeks an Analyst in Credit Risk Management to oversee a diverse portfolio, support regulatory reporting, and contribute to risk-based decision making. The role involves evaluating counterparty exposure, preparing credit reports, and guiding risk-based strategies for corporates, banks, and other clients.

The position emphasizes collaboration with relationship teams, real-time monitoring, and adherence to local and global credit policies.