Credit Risk Management - Risk Analyst

Deutsche Bank AG; Kuala Lumpur; Sur place; MYR 60 000 - 90 000; Plein temps

Avantages offerts par ce poste

Flexible work arrangement

Corporate group insurance

EAP – free and confidential counseling

Comprehensive leave benefits

Résumé du poste

Deutsche Bank, a leading German bank with a global footprint, is seeking an Analyst in Credit Risk Management in Kuala Lumpur. The role focuses on managing a diverse client portfolio and supporting regulatory and reporting duties across the credit risk domain.

You will engage in rating assignments, limit approvals, and real-time risk monitoring while collaborating with relationship teams to optimize strategies and ensure prudent capital usage.

Qualifications

• Post graduate level qualifications in business/finance with CA/CWA/MBA/FRM preferred.
• 1–2 years of credit risk management experience in wholesale banking desirable.
• Strong understanding of key products (financing, trade finance, FX/rates/commodities).

Responsabilités

• Approve Counterparty Credit Exposure limits for Transaction Banking and FX/Derivatives.
• Provide transaction level approvals for structured products.
• Write Credit Reports and assign internal Credit Ratings.
• Monitor portfolio/risk levels and adjust ratings/limits as needed.
• Support regulatory reporting for Credit Risk Management and Bank Negara Malaysia.
• Provide MIS on portfolio composition and account status.

Connaissances

Analytical skills

Communication skills

Risk judgment

AI productivity tools

Formation

Post graduate qualifications in business/finance (CA/CWA/MBA/FRM)

Outils

AI tools

Description du poste

Job Description

Details of the Division and Team: Analyst within the Credit Risk Management with responsibilities of managing a portfolio comprising of Corporates, Banks, Insurance Companies, Mutual Funds etc. In addition to managing an assigned portfolio of clients, the candidate is also expected to support the bank on regulatory and related portfolio reporting activities and other tasks connected with the overall credit risk management.

What we will offer you

• A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace.
• That’s why we are committed to providing an environment with your development and wellbeing at its center.

You can expect

• Flexible work arrangement
• Corporate group insurance
• EAP – free and confidential counseling, online work-life resources
• Comprehensive leave benefits

Your key responsibilities

• Approval of Counterparty Credit Exposure limits for Transaction Banking products and FX Hedging / Derivative products.
• Specific transaction level approvals for structured products.
• Writing Credit Reports, assigning internal Credit Rating for clients, based on industry, business and financial analysis, including projections.
• Monitoring performance of companies & sectors on real-time basis, making suitable changes in ratings / limits to reflect any changes in risk level.
• Ensuring effective utilization of Bank’s capital at Client level.
• For non-remunerative relationships, work with Relationship team to derive strategy that could include exit or pricing revision.
• Providing regular MIS to senior management on portfolio composition and status of accounts.
• Support portfolio management related activities including system related tasks as per the global credit policies of the bank.
• Ensuring regulatory reporting for Credit Risk Management team in line with the Bank Negara Malaysia.
• Providing RISCO approvals, local endorsements of MNC clients.
• Ensuring satisfactory outcome of internal asset quality review and regulatory audits.

Your skills and experience

• Post graduate level qualifications and business/finance major (e.g.CA / CWA / MBA / FRM).
• Experience of 1-2 years in credit risk management in wholesale banking from reputed financial house, including analysis, approval / recommendation of transactions and portfolio responsibilities.
• Basic understanding of key products – financings, trade finance and global markets (fx/rates/commodities).
• Strong technical & analytic skills, risk judgment.
• Strong written and verbal communication skills.
• Proven ability to make time sensitive credit decisions.
• Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

How we’ll support you

• Flexible working to assist you balance your personal priorities.
• Coaching and support from experts in your team.
• A culture of continuous learning to aid progression.
• A range of flexible benefits that you can tailor to suit your needs.
• Training and development to help you excel in your career.

About us and our teams

Deutsche Bank is the leading German bank with strong European roots and a global network.

click here to see what we do. Deutsche Bank & Diversity We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.

For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities. Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management (DWS) division.

Together we can make a great impact for our clients at home and abroad, securing their lasting success and financial security.

More information at: Deutsche Bank Careers (db.com)