AVP Mortgage Solutions Specialist

2201 United Overseas Bank (Malaysia) Bhd

Butterworth

On-site

MYR 60,000 - 100,000

Full time

14 days+

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Job summary

2201 United Overseas Bank (Malaysia) Bhd is seeking a Mortgage Sales professional in Penang to advise clients on home loans and refinancing, and to guide them through the full loan process. You will assess eligibility, present proposals, and coordinate with internal teams for timely approvals.

The role requires 2–3 years in mortgage sales, strong knowledge of Malaysian lending criteria, and a proven sales track record.

Qualifications

Bachelor's degree in Banking, Finance, Business Admin or related field.
2–3 years of mortgage sales or similar banking role.
Proven track record of achieving sales targets.
In-depth knowledge of mortgage products, lending criteria, and regulatory frameworks in Malaysia.

Responsibilities

Advise clients on mortgage products (home loans, refinancing) based on needs and eligibility.
Guide clients through the mortgage application process and documentation.
Conduct financial analysis to assess repayment capacity and risk.
Prepare and present loan proposals with clear terms and repayment schedules.
Coordinate with credit, legal, and operations teams for timely approvals.
Stay updated on market trends, rates, and regulatory changes.
Maintain relationships with existing clients and seek new business opportunities.
Ensure adherence to internal policies and local banking regulations.