Assistant Manager, Personal Loan

Alliance Bank Malaysia Berhad; Selangor; On-site; MYR 56,000 - 89,000; Full time

Job summary

Alliance Bank Malaysia Berhad is recruiting for a Personal Loan sales role in Malaysia. You will drive sales targets through consultative selling, partner channels, and routine activity management while ensuring strict adherence to lending policies and regulatory requirements.

The position demands proactive outreach, accurate documentation, and timely reporting to enhance customer service and achieve team objectives.

Responsibilities

• Source prospective clients for personal loan product through partner-in-sales, sales blitz, telemarketing, road show and etc.
• Constantly identify new sales strategies and approach to increase individual and team achievements.
• Ensure adherence to responsible selling and structure proposed solution that meets client’s financial needs.
• To ensure the accurate and timely completion of – Applications forms is duly completed prior to submission.
• To ensure all relevant income documents is obtained from customer to adequately support the application.
• Submission of sales / pipeline management reports.
• To ensure no misrepresentation of product features, pricing, promotions and processes.
• Keeping abreast with updated product information, market changes and provide market intelligence and customer feedback to the management for appropriate action.
• Ensure sales solicitation and activities are compliance with Sales Compliance Framework & Group’s standards and regulatory requirements.
• Fully comply to SOP - Sales Process of Consumer Lending Products and conduct day to day responsibilities with full knowledge and perform the task within the guidelines of:
• AML guidelines
• Sales Compliance Guidelines
• Data Record, Maintenance and Inventory Guidelines
• BNM guidelines
• KYC
• Credit Control Procedures
• BAFIA
• PDPA and etc.
• To project a professional business image at all times through high standards of housekeeping and personal grooming.

Job description

• Primary responsibility is to achieve sales target/standard of performance for Personal Loan product through a responsible and consultative selling process.
• Adhere to sales process and seeks opportunities to deliver distinctive customer service on each customer interaction.
• Setting right daily/sales rituals to maintain high level of sale discipline, pipeline management and activity management to ensure performance meets expectations.

Job Purpose

• Primary responsibility is to achieve sales target/standard of performance for Personal Loan product through a responsible and consultative selling process.
• Adhere to sales process and seeks opportunities to deliver distinctive customer service on each customer interaction.
• Setting right daily/sales rituals to maintain high level of sale discipline, pipeline management and activity management to ensure performance meets expectations.

Key Responsibilities

• Source prospective clients for personal loan product through partner-in-sales, sales blitz, telemarketing, road show and etc.
• Constantly identify new sales strategies and approach to increase individual and team achievements.
• Ensure adherence to responsible selling and structure proposed solution that meets client’s financial needs.
• To ensure the accurate and timely completion of –
• Applications forms is duly completed prior to submission.
• To ensure all relevant income documents is obtained from customer to adequately support the application.
• Submission of sales / pipeline management reports.
• To ensure no misrepresentation of product features, pricing, promotions and processes.
• Keeping abreast with updated product information, market changes and provide market intelligence and customer feedback to the management for appropriate action.

Compliance & Standards

• Ensure sales solicitation and activities are compliance with Sales Compliance Framework & Group’s standards and regulatory requirements.
• Fully comply to SOP - Sales Process of Consumer Lending Products and conduct day to day. responsibilities with full knowledge and perform the task within the guidelines of:
• AML guidelines
• Sales Compliance Guidelines
• Data Record, Maintenance and Inventory Guidelines
• BNM guidelines
• KYC
• Credit Control Procedures
• BAFIA
• PDPA and etc.
• To project a professional business image at all times through high standards of housekeeping and personal grooming.