SubDirector Cobranza

Nissan Motor Corporation; Aguascalientes; Presencial; MXN 900.000 - 1.500.000; Jornada completa

Descripción de la vacante

Nissan Motor Corporation in Mexico seeks an Associate Director of Collections to oversee portfolio recovery and ensure policy compliance. You will define strategies with the Director of Collections & Portfolio Administration, monitor KPIs, and lead a team to maximize recovery while controlling risk.

Responsibilities include approving settlements within authority, improving processes, and coordinating with internal stakeholders.

Formación

• Bachelor's degree in Business Administration, Finance, Economics, or related field.
• Master's Degree or Postgraduate Degree preferred.

Responsabilidades

• Oversee and evaluate collection and portfolio recovery processes while ensuring policy compliance.
• Recommend improvements to collection structures, systems, and recovery processes.
• Develop and monitor departmental KPIs and market variables, promoting continuous improvement.
• Analyze and recommend solutions for exceptional cases that fall outside standard policies.
• Communicate and reinforce collection policies, standards, and procedures across the team.
• Ensure the collections team has the necessary infrastructure and resources to meet objectives.
• Approve settlements, discounts, write-offs, and special negotiations within approved authority limits.
• Recommend operational improvements that enhance efficiency and maximize collection performance.

Conocimientos

Data analysis

Leadership

Negotiation

Strategic thinking

Project management

Fraud prevention

Change management

Team management

Risk management

Communication

Educación

Bachelor's degree in Business Administration, Finance, Economics, or related field

Master's degree preferred

Herramientas

SQL

Data visualization

Excel

Descripción del empleo

The Associate Director of Collections is responsible for overseeing and evaluating the portfolio recovery process in accordance with established policies and procedures. This role works closely with the Director of Collections & Portfolio Administration to define collection strategies that maximize portfolio recovery, monitor risk concentrations, identify deviations from established KPIs and objectives, and implement corrective and preventive actions when necessary.

Key Responsibilities

• Oversee and evaluate collection and portfolio recovery processes while ensuring policy compliance.
• Recommend improvements to collection structures, systems, and recovery processes.
• Develop and monitor departmental KPIs and market variables, promoting continuous improvement.
• Analyze and recommend solutions for exceptional cases that fall outside standard policies.
• Communicate and reinforce collection policies, standards, and procedures across the team.
• Ensure the collections team has the necessary infrastructure and resources to meet objectives.
• Approve settlements, discounts, write-offs, and special negotiations within approved authority limits.
• Recommend operational improvements that enhance efficiency and maximize collection performance.

Scope & Impact

• Portfolio Performance: Monitoring NCL and collection performance indicators.
• Cost Optimization: Reduction of reserves, collection agency fees, and incentive expenses.
• Budget Management: Ensuring compliance with approved budgets.
• People Leadership: Development and management of human capital within the collections organization.

Key Internal Relationships

• Director, Collections & Portfolio Administration
• Associate Director, Credit
• Associate Director, Risk
• Associate Director, Human Resources
• Associate Director, Information Systems
• Associate Director, Contact Center

Key External Relationships

• External Vendors and Service Providers

Required Qualifications

Education

• Bachelor's Degree in Business Administration, Finance, Economics, or related field.
• Master's Degree or Postgraduate Degree preferred.

Experience

• Minimum 3 years of experience in collections and portfolio recovery.
• Minimum 2 years in a managerial leadership role within collections.
• Experience developing recovery strategies, managing teams, optimizing processes, and supporting business growth.

Technical Skills

• Database management
• Data analysis and statistics
• Reporting and performance monitoring
• Leadership and coaching
• Team management
• Negotiation and influencing skills
• Strategic thinking
• Change and project management
• Talent management
• Fraud prevention and AML (PLD) knowledge
• Product development and operational efficiency initiatives

Languages & Certifications

• Moderate travel availability

Nissan (NMEX, NEdM, NRFS, NRFM y ANZEN) will treat all employees and job applicants on the basis of merit, qualification, and competency and without regard of an individual’s race, ethnicity, national origin, culture, religion, gender, sex, sexual orientation, gender expression/identity, disability, marital or veteran status, age, lifestyle or any other attribute related to an individual’s diversity. It is Nissan’s policy to prohibit discrimination and harassment of any type and to afford equal employment opportunities to employees and applicants.