LATAM Corporates - Consumer & Retail, Associate Director (Monterrey)

Fitch Ratings, Inc.; Monterrey; Hybrid; MXN 1,200,000 - 1,800,000; Full time

Benefits offered by this job

Hybrid Work Environment: 3 days a week

Culture of Learning & Mobility:培训 & 提供

Tuition reimbursement programs

Retirement planning

Comprehensive healthcare offerings

Parental leave

Inclusive work environment and ERGs

Paid volunteer days

Job summary

Fitch Ratings, Inc. is seeking an Associate Director to lead coverage of the LATAM Consumer & Retail sector from Monterrey.

The role involves evaluating credit quality, building financial models, and presenting findings to internal committees. You will engage with industry management, communicate rating rationales to investors, and contribute to research products while collaborating in a global, AI-enabled environment.

Qualifications

• Bachelor's degree minimum; MBA or advanced degree a plus.
• 5+ years of relevant experience including coverage or knowledge of Retail & Consumer sectors.
• Strong analytical, quantitative, and organizational skills.
• Excellent written and verbal communication skills.
• Advanced English proficiency (verbal and written); native Spanish or advanced Spanish proficiency.
• Ability to manage multiple projects in a team environment.
• Expertise in financial statement analysis and modeling is valued.

Responsibilities

• Analyze key quantitative and qualitative factors affecting credit quality for LATAM Consumer & Retail clients.
• Develop and maintain comprehensive financial models.
• Present analysis to internal credit rating committees.
• Meet with LATAM Consumer & Retail management teams.
• Convey rating rationale to external audiences in meetings and reports.
• Write timely and effective research on topical issues.
• Evaluate other credits within the Consumer & Retail team and related groups.
• Represent Fitch at industry panels, conferences, and events.
• Mentor junior team members and share knowledge.

Skills

Analytical thinking

Quantitative analysis

Communication skills

Advanced English

Spanish proficiency

Education

Bachelor's degree

MBA or advanced degree a plus

Tools

Excel

Word

Job description

LATAM Corporates – Consumer & Retail, Associate Director (Monterrey)

Fitch is seeking an Associate Director for coverage of the Consumer & Retail sector based out of our Monterrey office.

As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst.

Joining Fitch Ratings in LATAM offers the opportunity to work with the most celebrated credit ratings organization in the region, renowned for its excellence and leadership. We boast a track record of over four decades of experience, with more than 2,000 ratings assigned to Latin American banks, corporates, structured finance, sovereigns and other entities. We cover the most relevant capital markets, showing a deep-rooted understanding of the region's unique financial environment. Our team is committed to innovation and collaboration, providing a dynamic environment where you can make a difference.

Learn More: https://careers.fitch.group/go/Ratings-LATAM/9772901/

Qualitative credentials will weigh meaningfully in the selection of the candidate. A healthy sense of intellectual curiosity is critical, along with a willingness and ability to attack and explain topics of analytical complexity. Fitch is a team-oriented work environment, so excellent communication skills are essential, as is a high productivity work-ethic and results oriented mindset.

What We Offer

• An opportunity to be a lead coverage analyst in the LATAM Consumer & Retail team at a global rating agency.


• A team-oriented work environment.


• Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world.

We’ll Count On You To

• Perform analysis of key quantitative and qualitative factors influencing the credit quality of companies in the LATAM Consumer & Retail team.


• Develop and maintain comprehensive financial models.


• Present analysis of companies to internal credit rating committees.


• Conduct meetings with LATAM Consumer & Retail industry management teams.


• Involvement in communicating rating rationale to external audiences (primarily institutional investors, sell-side analysts and media) in meetings, conference calls, press releases and written research reports.


• Write timely and effective research on topical issues.


• Participate in the evaluation of other credits within the Consumer & Retail team, as well as other related credit groups.


• Represent Fitch in panel discussions and conferences arranged by industry associations, regulatory bodies etc.


• Mentor junior members of the LATAM Consumer & Retail team.


• Participate in meetings with Consumer & Retail industry executive-level management teams to strengthen understanding of their business and industry.

What You Need To Have

• Bachelor's degree at minimum, MBA or other advanced degree a plus;


• 5+ years of relevant experience, which must include some coverage or knowledge of the Retail & Consumer sectors;


• Capital markets and/or credit analysis experience a plus;


• Strong analytical, quantitative, and organizational skills;


• Excellent written and verbal communication skills;


• Ability to shift fluidly between multiple projects as priorities change;


• Ability to excel in a team-oriented environment;


• Advanced English proficiency (verbal and written);


• Native Spanish speaker or advanced Spanish proficiency (verbal and written);


• Expertise in Excel and Word;


• CFA candidate preferred, CFA/CPA a plus.

What Would Make You Stand Out

• A deep understanding of and a keen interest in the Consumer, Food & Beverage, Agriculture, Protein and Retail sectors;


• A professional background in capital markets and/or credit analysis and well-developed financial statement analysis and modeling skills;


• A strong pattern of leadership and the ability to proactively and successfully interact with various stakeholders, both within and outside of the organization.

Why Choose Fitch

• Hybrid Work Environment: 3 days a week in office required


• A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity


• Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals


• Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing


• Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively


• Inclusive Work Environment : A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe


• Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community

At Fitch, AI is embedded in how we work every day—supporting smarter decision-making, streamlining workflows, and enabling new ways to create value for our business and clients. Intelligent solutions are increasingly part of our day-to-day operations, helping teams work more efficiently and think differently as we continue to evolve. We’re looking for colleagues who are comfortable operating in an AI-enabled environment—or who are curious, adaptable, and eager to build their AI literacy over time. We value professionals who embrace technology as part of continuous learning and who are committed to using it thoughtfully to enhance how work gets done.

Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.

Fitch is proud to be an Equal Opportunity and Affiant Employer. We evaluatequalified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.