Business Analyst

Cognizant; Ciudad de México; Presencial; MXN 350.000 - 520.000; Jornada completa

Descripción de la vacante

Cognizant Mexico is hiring an experienced Business Analyst to join our LATAM-facing team. You will understand ISO 8583 message flows for card authorization, clearing, and settlement and coordinate with LATAM vendors and clients in Spanish and English.

Based in Monterrey, Guadalajara, Querétaro or Mexico City, you will support reconciliation, investigate exceptions, and help optimize payment processes while working in a dynamic, inclusive environment that values growth and development

Formación

• Banking, Cards & Payments domain expertise.
• Strong knowledge of ISO 8583 messaging.
• Experience with payments clearing and settlement.
• Experience designing and troubleshooting message routing.
• Fluent English and Spanish abilities.

Conocimientos

ISO 8583

Banking domain

Payments clearing

Message switching

Spanish (Advanced)

English (Intermediate)

Descripción del empleo

We’re hiring! At Cognizant we have an ideal opportunity for you to be part of one of the largest companies in the digital sector worldwide. A Great Place To Work where we look for people who contribute new ideas, experiencing a dynamic and growing environment. At Cognizant we promote an inclusive culture, where we value different perspectives providing career growth and development opportunities. #WelcomeToCognizant!

Role

Business Analyst

Location

Monterrey, Guadalajara, Queretaro and Mexico city

Job Description

Looking for an Experience Business Analyst who understand ISO 8583 message flows for card authorization, clearing, and settlement. Coordinate with LATAM vendors and clients in Spanish and English and Support in clearing and settlement reconciliation and exception handling.

Must Have Skills

• Banking, Cards & Payments domain
• ISO 8583 (Core protocol for building and parsing financial transaction messages between payment systems. Used daily in developing, debugging, and testing card authorization and switching flows.
• Payments clearing & settlement (Applied when managing end-to-end fund movement — from transaction capture through interbank clearing to final settlement. Critical for ensuring reconciliation accuracy and resolving discrepancies.)
• Message switching & transaction flow (Essential for designing and troubleshooting the routing logic that directs authorization requests between acquirers, issuers, and card networks. Applied in system architecture, incident resolution, and performance tuning.)
• Languages: Spanish (Advance), English (Intermediate). Even if we get profiles only spanish speaking we can consider.

Nice To Have Skills

• Card scheme certification (Advantageous when interfacing directly with Visa, Mastercard, or other scheme networks during certification and compliance testing. Reduces onboarding time and increases credibility in scheme-level discussions)
• Store & forward (Beneficial for handling offline transaction queuing scenarios — storing transactions locally when the network is unavailable and forwarding them once connectivity is restored. Relevant in intermittent-connectivity LATAM deployment environments.)

Why Cognizant?

• Improve your career in one of the largest and fastest growing IT services providers worldwide
• Receive ongoing support and funding with training and development plans
• Have a highly competitive benefits and salary package
• Get the opportunity to work for leading global companies
• We are committed to respecting human rights and build a better future by helping your minds and the environment
• We invest in people and their wellbeing.
• We create conditions for everyone to thrive. We do not discriminate based on race, religion, color, sex, age, disability, nationality, sexual orientation, gender identity or expression, or for any other reason covered.

Igualdad de Empleo y Política de Acción Afirmativa:

Cognizant es un empleador que ofrece igualdad de oportunidades. Todos los solicitantes calificados recibirán consideración para el empleo sin distinción de sexo, identidad de género, orientación sexual, raza, color, religión, origen nacional, discapacidad, estado de veterano protegido, edad o cualquier otra característica protegida por la ley

At Cognizant we believe than our culture make us stronger!

#BeCognizant #IntuitionEngineered