Asesor Hipotecario Senior

Placements24; Mexicali; Hybrid; MXN 600,000 - 900,000; Full time

Benefits offered by this job

Health Insurance

Dental + Vision

401(k) with match

Career development

Hybrid work

Job summary

Placements24 seeks a Senior Mortgage Advisor in Mexicali, Baja California. You will advise clients on mortgage options, assess eligibility, guide them through applications, and build relationships with real estate agents and referrals.

Ideal candidates have 4+ years in mortgage origination, strong product knowledge, and regulatory awareness. This role offers a base plus commission with hybrid work options in a dynamic market.

Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field.
• Minimum of 4 years of experience in mortgage origination or related financial services role.
• In-depth knowledge of mortgage products, underwriting guidelines, and the lending process.
• Proven ability to assess financial needs and recommend appropriate solutions.
• Excellent communication, interpersonal, and negotiation skills.

Responsibilities

• Advise clients on mortgage options including fixed-rate and adjustable-rate loans.
• Assess client financial eligibility, creditworthiness, and borrowing capacity.
• Guide clients through the mortgage application process with complete documentation.
• Build and maintain relationships with clients, real estate agents, and referrals.
• Stay updated on mortgage market trends, rates, and regulations.
• Analyze financial statements, tax returns, and documents to determine loan eligibility.
• Negotiate loan terms to meet client financial goals.
• Ensure compliance with lending regulations and company policies.
• Develop strategies to meet or exceed sales targets.
• Provide exceptional service throughout the loan process.

Skills

Mortgage products knowledge

Credit analysis

Client consultation

Regulatory compliance

Negotiation and sales

Education

Bachelor's degree in Finance or related field

Tools

Mortgage lending software

CRM systems

Job description

About the Role

Our client, a leading financial institution specializing in mortgage lending, is looking for a highly motivated Senior Mortgage Advisor to join their team in Mexicali, Baja California, MX . This role is critical in assisting clients through the complex process of obtaining home financing. The ideal candidate will possess a deep understanding of mortgage products, strong financial acumen, and exceptional client service skills. You will be responsible for evaluating client financial situations, recommending suitable mortgage solutions, and guiding them through the application and approval process. We seek a proactive and detail-oriented professional dedicated to helping individuals and families achieve their homeownership dreams in the dynamic market of Baja California . This is an excellent opportunity for career growth within a reputable financial organization in Mexicali .

Key Responsibilities

• Advise clients on various mortgage options, including fixed-rate, adjustable-rate, and specialized loan programs available in Mexicali .
• Assess client financial eligibility, creditworthiness, and borrowing capacity.
• Guide clients through the entire mortgage application process, ensuring accuracy and completeness of all required documentation.
• Build and maintain strong relationships with clients, real estate agents, and other referral sources.
• Stay up-to-date on current mortgage market trends, interest rates, and regulatory changes.
• Analyze financial statements, tax returns, and other relevant documents to determine loan eligibility.
• Negotiate loan terms and conditions with clients to meet their financial goals.
• Ensure compliance with all federal and state lending regulations and company policies.
• Develop and implement strategies to meet or exceed individual and team sales targets.
• Provide exceptional customer service throughout the loan process, ensuring a smooth and positive experience for clients.

Requirements

• Bachelor's degree in Finance, Business Administration, or a related field.
• Minimum of 4 years of experience in mortgage origination, loan advising, or a related financial services role.
• In-depth knowledge of mortgage products, underwriting guidelines, and the lending process.
• Proven ability to assess financial needs and recommend appropriate solutions.
• Excellent communication, interpersonal, and negotiation skills.
• Strong understanding of financial regulations and compliance requirements.
• Proficiency in mortgage lending software and CRM systems.
• Detail-oriented with strong organizational and time management skills.
• Familiarity with the Mexicali, Baja California, MX real estate and financial market is a plus.
• Demonstrated success in meeting sales and service goals.

Benefits

This position offers a competitive base salary plus an attractive commission structure with uncapped earning potential. Our client provides a comprehensive benefits package, including health, dental, and vision insurance, life insurance, and a 401(k) plan with company match. Opportunities for continuous training and professional development in the mortgage industry are available. You will be part of a supportive and dynamic team environment within a well-respected financial institution. Access to cutting-edge mortgage technology and marketing support is provided. This role offers significant career growth potential within the organization. We also offer generous paid time off and flexible hybrid work arrangements to promote work-life balance in Mexicali .