Temporary Credit Risk Analyst - Manage Exposure & Decisions

Ariston Group; Fabriano; Sur place; EUR 48 000 - 70 000; Plein temps

Résumé du poste

Ariston Group is seeking a Credit Control Analyst to support the Group Credit function in Fabriano, Italy. You will assess creditworthiness, define limits and payment terms, and manage complex credit situations while ensuring compliance with policies.

Responsibilities include in-depth financial analysis, risk assessment, and collaboration with Sales to balance commercial needs with risk appetite. 3+ years in credit/finance and knowledge of SAP HANA FI-CR are preferred.

Qualifications

• Bachelor's degree in economics/finance/accounting or related field.
• Minimum 3 years in credit management, credit risk, finance, or related functions.
• Experience in credit assessment, limit management, exposure monitoring and decision-making.

Responsabilités

• Perform in-depth analysis of customer financial statements to evaluate creditworthiness and capacity to support exposure.
• Assess new customer credit risks and approve credit applications per policies.
• Define, approve and review credit limits and payment terms in line with risk profiles and thresholds.
• Evaluate high-risk or complex accounts and determine appropriate credit decisions.
• Approve or reject credit releases based on financial position and risk assessment.
• Collaborate with Sales and other functions to balance commercial needs with risk appetite.
• Support enhancement of credit reporting and monitoring tools for visibility of exposure and risks.
• Contribute to continuous improvement in credit risk processes and efficiency.
• Ensure compliance with internal procedures and control requirements.

Connaissances

Analytical skills

Communication skills

Negotiation skills

Cross-functional collaboration

English (basic)

Formation

Bachelor's Degree in Economics/Finance/Accounting

Outils

SAP HANA/ECC FI-CR

BI modules

HighRadius (plus)

Description du poste

Ariston Group is seeking a Credit Control Analyst to support the Group Credit function in Fabriano, Italy. You will assess creditworthiness, define limits and payment terms, and manage complex credit situations while ensuring compliance with policies.

Responsibilities include in-depth financial analysis, risk assessment, and collaboration with Sales to balance commercial needs with risk appetite. 3+ years in credit/finance and knowledge of SAP HANA FI-CR are preferred.