Merchant Onboarding & Ongoing Due Diligence Officer (Italy)

Paynt Limited; Italia; Hybrid; EUR 25,000 - 31,000; Full time

Benefits offered by this job

Competitive salary

Hybrid/Remote work

Training & certification

Diverse and supportive culture

Job summary

Paynt Limited, a fast-moving fintech, is expanding in the Italian market and seeking a Merchant Onboarding & Ongoing Due Diligence Officer. You will drive KYC, risk assessments, and compliance for e-commerce and POS/SoftPOS merchants.

You will review merchant profiles, perform due diligence, and ensure ongoing monitoring while collaborating with Relationship Managers to collect complete KYC packages. Hybrid or remote work options available.

Qualifications

• Fluent Italian and professional English ability.
• Minimum 3 years in acquiring and merchant onboarding and due diligence.
• Knowledge of payments sector is advantageous.
• Excellent attention to detail and organizational skills.
• Strong communication and interpersonal abilities.
• Ability to work independently or within a team.

Responsibilities

• Review merchant profiles per procedures, policies and schemes.
• Conduct KYC and merchant due diligence activities.
• Complete risk assessments of merchants’ business models.
• Update merchant files and monitor changes.
• Coordinate with Relationship Managers for complete KYC packages.
• Ensure scheme requirements are met for prospective merchants.
• Support onboarding streamlining projects and 3rd-party monitoring.

Skills

Fluent Italian

English proficiency

Merchant onboarding

KYC & due diligence

Risk assessment

Job description

We're Paynt. A fast-moving, ever-evolving fintech on a mission to transform the way payment solutions are delivered. Since 2013, we've been shaking up the space with our innovative Acquiring-as-a-Service model, helping payment resellers across Europe and North America scale smarter and faster.

We're not just here to follow the industry, we're here to lead it. And we’re looking for sharp, curious minds to help us make bold moves and build the next big thing in payments.

Who We’re Looking For

We are experiencing great growth in the Italian market this year, and to support this momentum, we're on the lookout for a Merchant Onboarding & Ongoing Due Diligence Officer, who will drive essential KYC, risk assessments, and seamless compliance processes for our e-commerce and POS/SoftPOS merchants.

What You’ll Do

• Review Merchant business profiles in line with Company’s procedures, acceptance policies and Scheme regulations, using all accessible tools and systems.
• Conduct KYC and merchant business due diligence activities.
• Complete risk assessments of merchants’ business model.
• Review merchant alerts and update merchant files accordingly.
• Ensure ongoing monitoring and maintenance of merchant files, revisit and process information related to merchant changes (products, services, business models, etc.).
• Review pre-approval applications.
• Ensure that existing merchants’ records are up to date as required by company’s procedures, acceptance policies and regulations.
• Liaise with Relationship Managers, ensuring full Merchant application and KYC package is collected, providing advice on necessary documentation.
• Ensure that relevant Card Schemes recommendations and requirements with regard to the prospective Merchant are met.
• Participate in any ongoing team projects that relate to streamlining onboarding.
• Work with 3rd party monitoring solutions.

What You Bring

• Fluent Italian, professional level of English.
• Minimum of 3 years’ experience in acquiring and merchant onboarding and due diligence reviews.
• (+) Knowledge of the payments sector and Card Schemes’ requirements will be considered as an advantage.
• Excellent attention to detail and organizational skills.
• Good communication and interpersonal skills.
• Ability to work independently and as part of a team.

*Please submit your CV and application materials in English.

What We Offer

• Competitive Salary starting from €28'000 gross annually, depending on experience and expertise.
• Hybrid or Remote Work Model.
• Growth Environment: Training and certification opportunities.
• Diverse and Supportive Culture: Work in a lively, diverse, and fun environment with endless growth opportunities.

Why Join Paynt?

• Be part of an innovative and rapidly growing fintech company.
• Work with an international team driving real impact.
• Enjoy career growth opportunities in a company that invests in its people.
• Make a difference - your voice and expertise matter here!

Ready to Make Your Mark?

At Paynt, we believe in hiring great people and giving them the freedom to do great things.

If you’re a detail-oriented problem solver with a passion for compliance and due diligence - share your application, and let's Paynt the future together!