Walk-in | Relationship Manager- Yes Bank

Yes Bank Ltd.; Ahmedabad District; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

Yes Bank Ltd. Ahmedabad branch seeks a Relationship Manager for YES FIRST clients. You will manage banking and investment relationships, drive Liabilities and Investments growth, and deepen the HNI portfolio.

You will meet sales targets across products, provide investment advisory, ensure compliant processes, and engage clients with high service standards. This role requires a minimum of 4 years in related work.

Qualifications

• Bachelor's degree is required.
• Masters degree is preferred.

Responsibilities

• Manage YES FIRST client banking and investments relationships, focusing on Liabilities & Investments from HNI segment.
• Develop and expand YES FIRST customer relationships by delivering service that exceeds client expectations.
• Achieve sales targets across liabilities, retail assets, and investments.
• Provide investment advisory including mutual funds and insurance; drive fee income.
• Maintain compliance by recording all sales activities and profiling clients.
• Self-management: set annual goals and pursue continuous learning.
• Follow risk policies and assist internal audits.

Skills

Relationship management

Client advisory

Sales target achievement

Education

Bachelor's degree

Master's degree

Job description

SECTION I: BASIC INFORMATIONJob Title

Relationship Manager YES FIRST

Functional Title Relationship Manager YES FIRST

Grade Manager / Senior Manger

Management Band Junior Management

Business Unit Branch Banking

Division

SECTION II: KEY RESPONSIBILITIES/ ACCOUNTABILITIESCore Responsibilities

• Managing the banking and investments relationship of YES FIRST clients and responsible for overall growth of Liabilities & Investment business from HNI segment
• Develop, manage, and expand YES FIRST customer relationships by providing service level which exceeds client expectations of most important customer segment.
• Identify current and potential relationship with additional revenue potential and grow business

Generating Incremental Business

• Sales targets spread across liabilities, retail assets, business banking, FOREX, cards, investments etc.
• Proactively sell the full range of consumer and commercial product to current and potential Yes FIRST HNI Relationships
• Increase CASA balance in allocated portfolio either through Deepening or Acquisition
• Driving higher product and channel penetration to deepen mapped relationships and to increase wallet share with YES Bank

Customer Engagement

• Ensuring portfolio quality by regularly engaging with each mapped relationship and maintaining the desired relationship values
• Face to the client and First person Responsible for service and sales satisfaction of mapped clients

Investment Advisory

• Financial Planning and Investment Advisory to HNI clients
• Driving revenue business to generate fee income through products like mutual funds, investments and insurance

Process and Audit

• Ensure all sales activity is recorded online as per the organizational process
• Capture and maximize the business opportunity through detailed client profiling as per organizational process

Self-Management Responsibilities

• Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are monitored and achieved during the course of the year.
• Takes ownership of his/her own learning agenda by identifying development needs in consultation with the reporting manager and working towards bridging the gaps through various means which go beyond just training.
• Understands the competencies relevant to his/her role, and works towards displaying as well as developing these effectively.
• Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks.

Risk and Internal Control Responsibilities

• Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by the departmental manager.
• Executes the established internal control systems and compiles relevant information for departmental audits, as necessary.

SECTION III: KNOWLEDGE & EXPERIENCEMinimum Qualifications

• Bachelors degree
• Masters degree is preferred

Years of Experience

A minimum of 4 years of relevant experience with at least 2 years in a similar role