Walk-in | Personal Loan Officer

Axis Bank; Thane, Mumbai; On-site; INR 167,000 - 279,000; Full time

Job summary

Axis Bank in Thane is seeking a branch-based sales professional to drive personal loan products through customer acquisition, field visits, and relationship building.

You will manage documentation, ensure compliance, and strive to meet monthly and quarterly targets, while delivering excellent service to customers in the assigned territory.

Qualifications

• Minimum: Graduate in any discipline
• Experience: 01 year in sales (preferably in banking/financial services)
• Fresher can also apply

Responsibilities

• Identify and approach potential customers through branch leads, walk-ins, and field visits.
• Promote and sell personal loan products to individual customers, ensuring alignment with eligibility criteria.
• Conduct regular visits to customers workplaces, residences, and business locations to generate leads and close sales.
• Build and maintain strong customer relationships to encourage repeat business and referrals.
• Assist customers with loan applications, collect required documents, and ensure compliance with company policies and regulatory standards.
• Meet monthly and quarterly sales targets set by the branch manager.
• Gather feedback on competitor offerings and share insights with the branch team.

Skills

Strong communication

Interpersonal skills

Sales-driven mindset

Knowledge of personal loan products

Field visits and lead conversion

Basic computer skills

Education

Graduate

Tools

MS Office

Job description

Job description

Position Overview

Key Responsibilities

• Customer Acquisition: Identify and approach potential customers through branch leads, walk-ins, and field visits.
• Loan Sales: Promote and sell personal loan products to individual customers, ensuring alignment with eligibility criteria.
• Field Visits: Conduct regular visits to customers workplaces, residences, and business locations to generate leads and close sales.
• Relationship Management: Build and maintain strong customer relationships to encourage repeat business and referrals.
• Documentation & Compliance: Assist customers with loan applications, collect required documents, and ensure compliance with company policies and regulatory standards.
• Target Achievement: Meet monthly and quarterly sales targets set by the branch manager.
• Market Intelligence: Gather feedback on competitor offerings and share insights with the branch team.

Required Skills & Competencies

• Strong communication and interpersonal skills
• Sales-driven mindset with ability to work under pressure
• Knowledge of personal loan products and financial services
• Ability to conduct effective field visits and convert leads
• Basic computer skills for documentation and reporting

Qualifications

• Minimum: Graduate in any discipline
• Experience: 01 year in sales (preferably in banking/financial services)
• Fresher can also apply

Work Environment

• Branch-based role with mandatory field visits
• Requires local travel within assigned territory