Senior Rating Analyst - FIG & Securitization

Brickwork Ratings (BWR); Mumbai; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Brickwork Ratings (BWR) is looking for a Rating/Senior Rating Analyst to conduct end-to-end ratings in the BFSI sector. The role involves credit analysis of financial instruments and requires strong analytical skills, excellent communication abilities, and proficiency in financial modeling.

The ideal candidate will maintain up-to-date knowledge of industry regulations and standards, present findings to rating committees, and manage client relations effectively.

Qualifications

• Expertise in credit assessment in BFSI sector.
• Knowledge of latest regulatory guidelines.
• Strong analytical and quantitative skills.

Responsibilities

• Conduct credit analysis of financial instruments in BFSI sector.
• Prepare analytical presentations for rating committees.
• Maintain up-to-date market/industry information.
• Manage client interactions and relationships.
• Perform regular monitoring and surveillance of rated entities.

Skills

Analytical expertise in BFSI sector

Financial modeling

Ratio analysis

Excellent communication skills

Presentation skills

Job description

Primary Responsibilities:

The Rating/Senior Rating Analyst would conduct end-to-end rating involving the following primary responsibilities:

• Credit analysis of financial instruments in the BFSI sector for banks, NBFCs, MFIs, and Structured Finance Products
• Financial analysis and ability to make financial projections of the financial instruments.
• Analytical rigor in the presentations to the rating committees
• Maintain excellent quality in the analysis and be up to date on the market/industry information and suitable and need-based rating actions.
• Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of the regular monitoring and data gathering.
• To take ownership of the folio by carrying out regular surveillance, monitoring, reviews every quarter / material event basis, tracking the performance of the companies concerning macroeconomic changes, and handling internal and external audit queries.
• Strictly adhere to standard operating procedures, regulations & and policies.
• Adept in meeting tight deadlines with no compromise on analytical quality
• Client interaction and managing good relations.

Competency / Skills:

• Analytical expertise in the Banks / NBFCs / MFIs / Structured Finance Products segment, including financial modeling, ratio analysis, and industry knowledge.
• Updated with the latest regulatory guidelines and circulars, especially in Structured Finance Products.
• Excellent verbal / written communication and presentation skills.
• Proficiency: Strong domain knowledge in credit assessment in the BFSI sector - Banks, NBFCs, MFIs and Structured Finance products
• Strong analytical, quantitative, and presentation skills to present the facts along with rating recommendations to the rating committees.