Senior/Rating Analyst - Corporate Group

Brickwork India; Hyderabad; On-site; INR 1,200,000 - 1,600,000; Full time

Job summary

Brickwork India is seeking a Senior Rating Analyst to conduct end-to-end credit assessments for financial instruments, bank loans and other debt products. The role involves analyzing financial statements, preparing detailed rating reports and presenting findings to rating committees.

You will interact with company management, auditors and lenders, visit sites, and mentor junior analysts while ensuring compliance with SOPs and regulatory timelines.

Qualifications

• Experience in rating financial instruments, bank loans and debt products.
• Ability to analyze financial statements to assess creditworthiness.
• Strong report writing and presentation capabilities in English.
• Proven ability to mentor junior analysts.

Responsibilities

• Conduct end-to-end rating assignments for financial instruments, bank loans, and debt products.
• Analyze financial statements and data points to assess creditworthiness.
• Prepare rating reports covering risk across Management, Financials, Business and Industry.
• Interact with management, auditors, bankers and lenders; visit sites as needed.
• Monitor folios quarterly and respond to audits; ensure compliance with SOPs.
• Adhere to regulations and internal policies.
• Mentor and guide junior rating analysts.

Skills

Credit ratings

Financial analysis

Banking sector

Report writing

Presentation skills

English fluency

Mentoring

Interpersonal skills

Job description

Role & responsibilities :

The Senior Rating Analyst would conduct end to end rating involving the following primary responsibilities:

• The position is part of the Corporate or Infrastructure Group and the role entails undertaking rating assignments in respect of financial instruments, bank loans, and other debt products, and ensure timely delivery of the same as per the laid down regulatory timelines.
• To independently handle the rating assignments and analyze financial statements factoring quantitative & qualitative data points, key ratios, performance to assess the creditworthiness of the company.
• To prepare rating reports covering the risk assessment with respect to Management, Financials, Business and Industry, benchmarking with peers and key rating considerations.
• Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of the regular monitoring and data gathering.
• To take ownership of the folio by carrying out regular surveillance, monitoring, reviews on a quarterly basis/ material event basis, tracking the performance of the companies with respect to macroeconomic changes, handling internal and external audit queries.
• Strictly adhere to standard operating procedure, regulations & policies.
• Mentor and guide junior rating analysts

Competencies:

• Strong domain knowledge in the credit ratings/banking/financial services sector with an analytical approach.
• Assessment of the creditworthiness of large and medium businesses in the infrastructure sector.
• Strong analytical and presentation skills to present the facts along with rating recommendations to the rating committees.
• Strong written and oral communication skills in English (for report-writing, making presentations).
• Ability to structure and write high-quality reports, multi-task under tight deadlines.
• Excellent customer communication skills to elicit information, ask questions, communicate rating decisions, and convince stakeholders.
• Good understanding of accounting standards, banking-related financial concepts, and strong quantitative and analytical skills.
• Good interpersonal skills and ability to work with the larger team, and lead and mentor team members.
• Adept at organizing, analyzing, and reporting data.
• Skilled in working with details and numbers.A strong sense of ethics.