Senior Rating Analyst

Crisil; Mumbai; On-site; INR 1,400,000 - 2,200,000; Full time

Job summary

Crisil in Mumbai seeks an experienced credit analyst to assess corporate credit, benchmark performance, and project future results. The role involves rigorous financial analysis, regulatory compliance, and presenting to the Rating Committee.

Responsibilities include managing client relationships, preparing rating rationales, and mentoring a small team of analysts while ensuring timely, high-quality analytics and thought leadership contributions.

Qualifications

• 5-8 years of experience in credit analysis, financial modelling, risk assessment in an organization of repute.
• Excellent written and verbal communication skills.
• Strong client management skills, with the ability to build and maintain relationships with key stakeholders.
• Ability to work in a fast-paced environment, with strong analytical and problem-solving skills.
• Strong understanding of financial markets, instruments, and regulatory frameworks.

Responsibilities

• Analyze Company's financial performance, including past financial and business performance, benchmarking against peers, and projecting future performance.
• Independently undertake rigorous credit risk analysis, encompassing industry/business research and financial analysis of various large corporates.
• Prepare rating reports that cogently capture the rationale behind the rating.
• Ensure adherence to timelines and maintain high-quality analytics and presentations.
• Manage client relationships, discuss with key management personnel, and communicate final ratings.
• Make presentations to the Rating Committee and respond to questions/provide clarifications in support of the rating recommendation.
• Work on franchise building activities, including but not limited to Sectoral Press Releases, Webinar presentations, thought leadership pieces and Industry conferences.
• Ensure adherence and compliance with regulatory frameworks.
• Collaborate with internal stakeholders, including research teams, to stay updated on market trends and developments.
• Eventually manage a small team of Analysts/Senior Rating Analysts, ensuring quality and regulatory compliance of the team, and providing guidance and mentorship to team members.

Skills

Credit analysis

Financial modelling

Risk assessment

Client management

Analytical skills

Regulatory knowledge

Communication

Industry knowledge

Education

Tier 1 B-school

Job description

Requirements from Candidate

• Candidate should be from Tier 1 B-school with excellent academic background
• 5-8 years of experience in credit analysis, financial modelling, risk assessment in an organization of repute
• Excellent written and verbal communication skills
• Strong client management skills, with the ability to build and maintain relationships with key stakeholders
• Ability to work in a fast-paced environment, with strong analytical and problem-solving skills
• Strong understanding of financial markets, instruments, and regulatory frameworks

Job Role Description

• Analyze Company's financial performance, including past financial and business performance, benchmarking against peers, and projecting future performance
• Independently undertake rigorous credit risk analysis, encompassing industry/business research and financial analysis of various large corporates
• Prepare rating reports that cogently capture the rationale behind the rating
• Ensure adherence to timelines and maintain high-quality analytics and presentations
• Manage client relationships, discuss with key management personnel, and communicate final ratings
• Make presentations to the Rating Committee and respond to questions/provide clarifications in support of the rating recommendation
• Work on franchise building activities, including but not limited to Sectoral Press Releases, Webinar presentations, thought leadership pieces and Industry conferences
• Ensure adherence and compliance with regulatory frameworks
• Collaborate with internal stakeholders, including research teams, to stay updated on market trends and developments
• Eventually manage a small team of Analysts/Senior Rating Analysts, ensuring quality and regulatory compliance of the team, and providing guidance and mentorship to team members