Sr. Rating Analyst - LCG Ratings

Crisil; Kurla; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Crisil is seeking an experienced professional for a credit analysis position in Kurla, Maharashtra. The role involves analyzing financial performance, conducting credit risk analysis, preparing rating reports, and managing client relationships. Candidates must have 3-5 years of relevant experience, a graduate degree from a top B-school, and excel in communication, analytical skills, and understanding of financial markets. This opportunity promises a dynamic work environment enhancing stakeholder engagement and compliance with regulatory frameworks.

Qualifications

• 3-5 years of experience in credit analysis, financial modelling, risk assessment.
• Strong understanding of financial markets and regulatory frameworks.
• Excellent written and verbal communication skills.

Responsibilities

• Analyze company’s financial performance and benchmark against peers.
• Independently undertake rigorous credit risk analysis.
• Prepare rating reports capturing rationale behind ratings.
• Manage client relationships and communicate final ratings.
• Make presentations to rating committee.

Skills

Analytical skills

Client management skills

Communication skills

Financial analysis

Credit risk analysis

Education

Top B-school graduate

Job description

Qualifications

• Candidate should be from a top B-school with excellent academic background
• 3-5 years of experience in credit analysis, financial modelling, risk assessment in an organization of repute
• Excellent written and verbal communication skills
• Strong client management skills, with the ability to build and maintain relationships with key stakeholders
• Ability to work in a fast‑paced environment, with strong analytical and problem‑solving skills
• Strong understanding of financial markets, instruments, and regulatory frameworks

Job Role Description

• Analyze company’s financial performance, including past financial and business performance, benchmarking against peers, and projecting future performance
• Independently undertake rigorous credit risk analysis, encompassing industry/business research and financial analysis of various large corporates
• Prepare rating reports that cogently capture the rationale behind the rating
• Ensure adherence to timelines and maintain high‑quality analytics and presentations
• Manage client relationships, discuss with key management personnel, and communicate final ratings
• Make presentations to the rating committee and respond to questions or provide clarifications in support of the rating recommendation
• Work on franchise building activities, including sectoral press releases, webinar presentations, thought leadership pieces, and industry conferences
• Ensure adherence and compliance with regulatory frameworks
• Collaborate with internal stakeholders, including research teams, to stay updated on market trends and developments