Senior Rating Analyst, LCG Mumbai

Crisil; Mumbai; On-site; INR 1,200,000 - 2,400,000; Full time

Benefits offered by this job

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Job summary

Crisil is seeking a credit analyst in Mumbai to independently perform credit risk analysis, evaluate financial performance, and prepare rating reports. The role involves engaging with clients and senior management to communicate ratings and recommendations.

The ideal candidate holds an MBA from a top B-school with 3-5 years of relevant experience, strong analytical skills, and excellent communication abilities to interact with stakeholders and present insights effectively.

Qualifications

• MBA from a top B-school with excellent academic background.
• 3-5 years of experience in credit analysis, financial modelling, risk assessment in a reputed organization.
• Excellent written and verbal communication skills.
• Strong client management skills with ability to build and maintain relationships with key stakeholders.
• Ability to work in a fast-paced environment with strong analytical and problem-solving skills.
• Strong understanding of financial markets, instruments, and regulatory frameworks.

Responsibilities

• Analyze Company's financial performance, including past performance, benchmarking against peers, and projecting future performance.
• Independently undertake rigorous credit risk analysis, including industry research and financial analysis of large corporates.
• Prepare rating reports capturing rationale behind the rating.
• Ensure adherence to timelines and maintain high-quality analytics and presentations.
• Manage client relationships, discuss with key management personnel, and communicate final ratings.
• Make presentations to the Rating Committee and respond to questions in support of rating recommendations.
• Work on franchise-building activities such as Sectoral Press Releases, webinar presentations, thought leadership, and industry conferences.
• Ensure adherence and compliance with regulatory frameworks.
• Collaborate with internal stakeholders, including research teams, to stay updated on market trends.

Skills

Top B-school background

Excellent communication

Client management

Fast-paced environment

Financial markets knowledge

Education

MBA from top B-school

Job description

• Candidate should be from a top B-school with excellent academic background
• 3-5 years of experience in credit analysis, financial modelling, risk assessment in an organization of repute
• Excellent written and verbal communication skills
• Strong client management skills, with the ability to build and maintain relationships with key stakeholders
• Ability to work in a fast-paced environment, with strong analytical and problem-solving skills
• Strong understanding of financial markets, instruments, and regulatory frameworks

Job Role Description

• Analyze Company's financial performance, including past financial and business performance, benchmarking against peers, and projecting future performance
• Independently undertake rigorous credit risk analysis, encompassing industry/business research and financial analysis of various large corporates
• Prepare rating reports that cogently capture the rationale behind the rating
• Ensure adherence to timelines and maintain high-quality analytics and presentations
• Manage client relationships, discuss with key management personnel, and communicate final ratings
• Make presentations to the Rating Committee and respond to questions/provide clarifications in support of the rating recommendation
• Work on franchise building activities, including but not limited to Sectoral Press Releases, Webinar presentations, thought leadership pieces and Industry conferences
• Ensure adherence and compliance with regulatory frameworks
• Collaborate with internal stakeholders, including research teams, to stay updated on market trends and developments

Mandatory Skills