Senior Lead Product Development

National Payments Corporation of India; Mumbai; On-site; INR 4,000,000 - 8,000,000; Full time

Job summary

National Payments Corporation of India (NPCI) invites applications for Senior Lead Product Development (B2B). The role focuses on owning end-to-end product strategy, lifecycle, and market impact across cross-functional teams.

You will analyze markets, articulate requirements, and drive rapid product launches. The ideal candidate has 10+ years in product leadership, BE/B.Tech or MBA/equivalent, and a track record of building market-leading B2B solutions with strong stakeholder communication.

Qualifications

• Proven ability to develop product and marketing strategies and communicate recommendations to executive management.
• Strong program management skills and the ability to identify opportunities and drive them through to completion.
• Drive execution of product roadmap, making smart trade-offs, coordinate dependencies, and maintain cross-functional communication.
• Having knowledge and understanding of various technologies; Understanding of APIs is plus.
• Hands-on experience with generative AI tools is a plus.

Responsibilities

• Gain a deep understanding of customer experience, identify and fill product gaps and generate new ideas that grow market share, improve customer experience and drive growth.
• Drive the product and business-planning process across cross-functional teams of the company.
• Drive the execution of all product lifecycle processes for products, including ideation, research, market analysis, planning, roadmap development, requirements development, and product launch.
• Assess current competitor offerings, seeking opportunities for differentiation.
• Analyze data to get meaningful customer and business insights.
• Translate product strategy into detailed requirements and prototypes.
• Work closely with engineering teams to deliver with quick time-to-market and optimal resources.

Skills

Product strategy

Market analysis

Cross-functional leadership

Roadmap development

Product lifecycle

Data analysis

Requirements gathering

Engineering collaboration

Communication

Generative AI tools

APIs knowledge

Education

BE/B.Tech

MBA or equivalent

Job description

National Payments Corporation of India (NPCI) | Full Time

The National Payments Corporation of India (NPCI) is a pivotal institution in India's digital payments ecosystem, established by the Reserve Bank of India (RBI) and the Indian Banks’ Association (IBA). It operates under the Payment and Settlement Systems Act, 2007, and is incorporated as a “Not for Profit” company under Section 25 of the Companies Act 1956 (now Section 8 of the Companies Act 2013). NPCI is dedicated to building world-class digital payment infrastructure through innovative and efficient retail payment platforms. As an Equal Opportunity Employer, NPCI is committed to fostering an inclusive workplace culture, with zero tolerance for discrimination based on race, ethnicity, disability, gender identity, or sexual orientation, including support for the LGBTQ+ community.

Our Culture

TheNPCIWAY –OurGuidingPrinciples

At NPCI, we foster a culture of Inclusion, Innovation, and a High-Performance Workplace.

The NPCIWAY is not just a framework - it’s a shared commitment by every individual to align with our evolving business needs, dynamic market conditions, and workforce expectations.

FiveTenetsoftheNPCIWAY

• ForwardThinkingMind-Set
• CustomerFirst
• LeadWith Purpose
• PassiontoDeliver
• AllSucceedTogether

Employee Perks and Benefits

Insurance & Wellness

• ComprehensiveCoverage :Medical,accidental,andlifeinsurance.
• Employee Assistance Program : Onsite medical center, financial/legal counselling, mental wellness.
• AnnualWellnessBouquet :Holisticwellbeingsupport

Family & Childcare

• ParentalLeave :Inclusivematernityandpaternityleave.
  
• Nanny at home Support: Assistance for Working Parents
  

Mobility & Lifestyle

• MobilityBenefits :Relocation,transfers,andtravelsupport.
  
• HomeLoanInterestSupport :Upto50%reimbursement*
  
• MobileReimbursement :Newhandsetevery2years.
  
• CarLease,SalaryAdvance,SubsidizedMeals.
• Reward&RecognitionProgram.
• TechnologyInnovation: PatentsandIPRightspolicy.

Retirement Planning

• ProvidentFund(PF) and Gratuity Contributions .

Why Join Us

At NPCI, you’ll be part of a purpose-driven organization shaping the future of digital payments in India and beyond. NPCI offers a unique opportunity to work on cutting-edge projects that directly impact millions. We foster a culture of innovation, inclusion, and high performance, where every individual is empowered to lead with purpose and deliver with passion. With a strong focus on employee wellbeing, continuous learning, and collaborative success, NPCI is more than just a workplace - it’s a platform to grow, contribute, and make a meaningful difference.

NPCI Bharat BillPay Limited (NBBL) is a wholly owned subsidiary of the National Payments Corporation of India (NPCI), established to operate and manage the Bharat BillPay ecosystem. NBBL plays a pivotal role in India’s digital payments landscape by offering a unified, interoperable platform for bill payments across various categories such as electricity, water, gas, telecom, DTH, education, and more.

Incorporated under the regulatory framework of the Reserve Bank of India (RBI), NBBL is committed to building a secure, efficient, and inclusive bill payment infrastructure. It empowers consumers with convenient payment options and enables businesses with seamless collection mechanisms and real-time settlements. As an Equal Opportunity Employer, NBBL fosters a workplace culture that values diversity and inclusion. It maintains zero tolerance for discrimination based on race, ethnicity, disability, genderidentity, or sexual orientation, and actively supports the LGBTQ+ community.

B) About role

At NPCI Bharat BillPay Limited (NBBL) we are looking for aspirants in Product role who are passionate and energetic about building products which are innovative and loved by our customers. As an ideal candidate, you will have a keen eye for gaps in consumer product offerings and the innovative mindset to fill them. You’re a highly skilled market analyst with a proven ability to strategize the full lifecycle of product production - from conception through release.

At NBBL, you will be part of a dynamic and spirited team who are working with cross functional teams and external market players to design, build and roll out products that has impact across the nation.

C) Job details

Job Title: Senior Lead Product Development (B2B)

Division: Product Development

Years of Experience: 10yrs+

Education: Graduation (preferably BE/B.Tech) or Professional degrees like MBA or equivalentFull-time

D) Key responsibilities

• Gain a deep understanding of customer experience, identify and fill product gaps and generatenew ideas that grow market share, improve customer experience and drive growth
• Drive the product and business-planning process across cross-functional teams of the company
• Drive the execution of all product lifecycle processes for products, including product ideation,product research, market research, competitive analysis, planning, positioning, roadmapdevelopment, requirements development, and product launch
• Assess current competitor offerings, seeking opportunities for differentiation
• Analyze data to get meaningful customer and business insights
• Translate product strategy into detailed requirements and prototypes
• Work closely with engineering teams to deliver with quick time-to-market and optimalresources

E) Key skills and experience required

1. Proven ability to develop product and marketing strategies and effectively communicaterecommendations to executive management
2. Outstanding program management skills (communication, planning, execution); provenability to identify opportunities and drive them through to completion.
3. Drive execution of product roadmap, making smart trade-offs, coordinate dependencies, andmaintain communication throughout the organization to guarantee smooth and efficientproduct delivery.
4. Having knowledge and understanding of various technologies
5. Strong problem-solving skills and willingness to roll up one’s sleeves to get the job
6. Skilled at working effectively with cross functional teams in a matrix organization
7. Excellent written and verbal communication skills
8. MS/BE degree in Computer Science, Engineering or equivalent preferred
9. Understanding of latest technology stacks and APIs is plus.
10. Hands-on experience with generative AI tool