Senior Business Development Executive - Gold Loan

CSB Bank; Karnataka; On-site; INR 300,000 - 420,000; Full time

Job summary

CSB Bank in Bagalkot is seeking a Sr. Business Development Executive to drive growth in the gold loan portfolio. You will identify lending opportunities, assess customer needs, and recommend financing solutions while ensuring policy compliance.

The role involves market research, area mapping, and initiating sales through cold calling, networking, and existing leads. You will plan sales activities, organize client meetings, help branches with customer meets, and participate in exhibitions to

Qualifications

• Experience range: 0 to 3 Years.
• Qualification: Graduate (Any Specialisation).

Responsibilities

• Drive business growth within the gold loan portfolio by identifying lending opportunities and assessing customer requirements.
• Recommend suitable financing solutions while ensuring compliance with Bank policies and risk frameworks.
• Conduct market research including area mapping to identify sales possibilities and evaluate customer needs.
• Engage in cold calling, networking, social media and follow up on leads provided by the Bank.
• Plan and carry out sales and marketing activities in assigned areas/markets; meet potential clients.
• Assist branches to plan and conduct customer meets; participate in exhibitions and local events to promote the Bank.
• Collaborate with teams/branches to achieve optimum results and cross-sell other retail products.

Job description

Sr. Business Development Executive - Gold Loan| Bagalkot

To drive business growth within the gold loan portfolio through identification of lending opportunities, assessment of customer requirements and recommendation of suitable financing solutions while ensuring compliance with Bank policies and risk frameworks. Conduct market research, including area mapping, to identify sales possibilities and evaluate customer needs. Actively seek out new sales opportunities through cold calling, networking, social media, existing customers and leads provided by the Bank. Plan and carry out sales and marketing activities, in the assigned areas/ markets. Plan and organize meeting with potential clients, evaluate their needs and achieve sales of products and services of the Bank. Help branches to plan and conduct customer meets. Participate in exhibitions and other local events on behalf of the Bank, in consultation and approval of reporting manager, with an objective of promoting the brand, product and services of the Bank. Collaborate with team/ branches to achieve optimum results. Identify and utilize opportunity for cross selling of other retail products and services of the Bank.

Experience & Qualifications

• Experience Range : 0 to 3 Years
• Qualifications : Graduate (Any Specialisation)
• Experience Level Senior Level