Senior Associate-Borrowing Base

Acuity Knowledge Partners; Gurugram District; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Acuity Knowledge Partners seeks a detail-oriented Borrowing Base analyst with strong Excel proficiency and a solid understanding of asset-based lending mechanics to support multiple credit facilities.

Reporting to Associate Director, you will reconcile, review, and validate certificates, analyze collateral, monitor compliance metrics, and collaborate with deal teams and external lenders to ensure accurate, timely reporting. 3-6 years of experience and professional qualifications are preferred.

Qualifications

• 3-6 years of experience in investment operations, credit analysis or middle-office roles within asset management or private markets.
• Chartered Financial Analyst, Chartered Accountant or Master of Business Administration from a top-tier business school.
• Prior exposure to Private Debt asset class is must.
• Proficient in Microsoft Excel, Word, and other Office applications; familiarity with automation tools.
• Attention to detail and ability to prioritize and manage multiple deadlines in a fast-paced environment.
• Excellent analytical and problem-solving skills with a process-oriented mindset.

Responsibilities

• Reconcile Borrowing Base with Trustees/Agents; resolve breaks in Collateral Quality Tests, concentration limits, and eligibility criteria.
• Review, validate, and process Borrowing Base Certificates across multiple credit facilities.
• Analyze collateral (accounts receivable, accounts payable, inventory, and valuations) and calculate borrowing availability in line with loan agreements.
• Validate inputs (advance rates, eligibility, reserves); identify breaches, deficiencies, and covenant issues.
• Monitor compliance including Weighted Average Spread, Weighted Average Life, Debt Service Coverage Ratio, Loan-to-Value, and concentration limits; elevate risks and shortfalls.
• Prepare and submit Borrowing Base Certificates and lender reports within timelines; maintain audit trails and documentation.
• Implement Investment Management Agreement updates in reporting, including Weighted Average Spread, Weighted Average Life, and concentration limits.
• Perform data reconciliation across trustee reports, internal systems, and borrower submissions; resolve discrepancies.
• Collaborate with Deal, Credit, Operations, and external stakeholders (lenders, trustees, auditors) to support deal onboarding, borrowing base setup, and ongoing portfolio monitoring.
• Drive automation and process improvements in borrowing base calculations, reconciliation, and reporting to enhance accuracy, efficiency, and control.

Skills

Excel proficiency

Analytical skills

Data analysis

Attention to detail

Problem-solving

Education

CFA

CA

MBA

Tools

Microsoft Word

Office automation tools

Job description

3 - 6 Years

Permanent

Job Description

Acuity Analytics (the trading nameof Acuity Knowledge Partners) is a global, tech-first organisation helpingfinancial institutions and corporates make better decisions through research,data, analytics and AI-enabled solutions. We combine deep financial servicesexpertise with strong engineering, digital and AI capabilities to solvecomplex, real-world problems.

With a team of 7,200+ analysts,data specialists and technologists across 28 locations, we work with more than800 organisations worldwide to drive efficiency, unlock insight and delivermeasurable impact. Our success is built on the strength of our people—byinvesting in talent, encouraging collaboration and creating room to grow, weenable our teams to do their best work for clients.

Acuity became an independentbusiness in 2019 following its acquisition from Moody’s Corporation byEquistone Partners Europe. In 2023, funds advised by global private equity firmPermira acquired a majority stake, with Equistone remaining a minority investor—supportingour continued growth and innovation.

Position reports to – Associate Director

Job Purpose

We are seeking a detail-oriented andanalytically driven Borrowing Base candidate with strong Excel proficiency,deep understanding of asset-based lending mechanics, and the ability to workaccurately under tight deadlines

Key Responsibilities

• Reconcile Borrowing Base withTrustees/Agents; resolve breaks in Collateral Quality Tests, concentrationlimits, and eligibility criteria.
• Review, validate, and process BorrowingBase Certificates across multiple credit facilities.
• Analyze collateral (accounts receivable,accounts payable, inventory, and valuations) and calculate borrowingavailability in line with loan agreements.
• Validate inputs (advance rates,eligibility, reserves); identify breaches, deficiencies, and covenantissues.
• Monitor compliance including WeightedAverage Spread, Weighted Average Life, Debt Service Coverage Ratio,Loan-to-Value, and concentration limits; elevate risks and shortfalls.
• Prepare and submit Borrowing BaseCertificates and lender reports within timelines; maintain audit trailsand documentation.
• Implement Investment Management Agreementupdates in reporting, including Weighted Average Spread, Weighted AverageLife, and concentration limits.
• Perform data reconciliation acrosstrustee reports, internal systems, and borrower submissions; resolvediscrepancies.
• Collaborate with Deal, Credit,Operations, and external stakeholders (lenders, trustees, auditors) tosupport deal onboarding, borrowing base setup, and ongoing portfoliomonitoring.
• Drive automation and process improvementsin borrowing base calculations, reconciliation, and reporting to enhanceaccuracy, efficiency, and control.
• 3-6 yearsof relevant experience in investment operations, credit analysis ormiddle-office roles within asset management or private markets.
• CharteredFinancial Analyst, Chartered Accountant or Master of BusinessAdministration from a top-tier business school.
• Priorexposure to Private Debt asset class is must.
• Highlyproficient in Microsoft Excel, Word, and other Office applications;familiarity with automation tools is a must
• Attentionto detail and ability to prioritize and manage multiple deadlines in afast-paced environment.
• Excellentanalytical and problem-solving skills with a process-oriented mindset.

Job Snapshot

Job ID

JOB_7830

Department

Private Markets

Location