Credit reporting/ Annual reviews- Leadership level

Acuity Analytics; Bengaluru; On-site; INR 5,000,000 - 7,500,000; Full time

Job summary

Acuity Knowledge Partners is seeking a highly experienced Assistant/Associate Director for Lending Services in Bengaluru. The role focuses on credit analysis, underwriting, portfolio monitoring, and driving quality across workflows while mentoring a team of analysts and coordinating with global clients.

The ideal candidate has 10–16 years in commercial lending, MBA/CA/CFA background, and strong English communication.

Qualifications

• 11+ years of experience in commercial lending or credit risk operations.
• Proven ability to lead and manage large analyst teams.
• Strong analytical mindset with attention to detail.

Responsibilities

• Maintaining high quality in the workflows by performing quality checks, training, mentoring and upskilling juniors.
• Spreading of the financial statements of corporates in the client proprietary platform.
• Analysis of financial statements of public and private companies for the credit appraisal process.
• Conducting background research independently to identify relevant KPIs for each borrower.
• Monitoring covenants regularly, performing validations and highlighting Early Warning Signals.
• Carrying out written credit appraisals, risk ratings, and credit notes for approvals.
• Motivating and managing a team of analysts, planning workflows, and liaising with global clients to meet deadlines.
• Contributing to process improvement and automation of tasks.
• Providing domain expertise in credit notes and credit appraisals.
• Communicating clearly with stakeholders in written and verbal form.
• Authoring blogs and whitepapers on trending topics for strategic thought leadership.

Skills

Credit analysis

Leadership

Financial statement analysis

Portfolio monitoring

Underwriting

Covenant monitoring

Education

MBA/CA/CFA

Job description

Acuity Knowledge Partners (Acuity) is a leading provider of bespoke research, analytics and technology solutions to the financial services sector, including asset managers, corporate and investment banks, private equity and venture capital firms, hedge funds and consulting firms. Its global network of over 6,000 analysts and industry experts, combined with proprietary technology, supports more than 500 financial institutions and consulting companies to operate more efficiently and unlock their human capital, driving revenue higher and transforming operations. Acuity is headquartered in London and operates from 10 locations worldwide.

The company fosters a diverse, equitable and inclusive work environment, nurturing talent, regardless of race, gender, ethnicity or sexual orientation.

Acuity was established as a separate business from Moody’s Corporation in 2019, following its acquisition by Equistone Partners Europe (Equistone). In January 2023, funds advised by global private equity firm Permira acquired a majority stake in the business from Equistone, which remains invested as a minority shareholder.

Job Purpose

We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our European client ensuring we fulfil the applicable SLA’s.

Designation- Assistant/ Associate Director

Key Responsibilities

• Maintaining high quality in the below workflows by performing quality checks, providing training, mentoring and upskilling juniors:
• Spreading of the financial statements of corporates in the client proprietary platform.
• Analysis of financial statements of public and private companies for the credit appraisal process
• Conducting background research independently to understand the appropriate KPIs that are relevant to each borrower
• Monitoring covenants on a regular basis, performing validations and highlighting any Early Warning Signal
• Carrying out written credit appraisals, risk ratings, and credit notes for credit approvals
• Motivating and managing a team of analysts, planning workflows and liaising with global clients in ensuring that deadlines are met at the required standard
• Contributing to process improvement, providing value adds to the deliverables and automation of tasks
• Providing domain expertise in credit notes and credit appraisals
• Communicating clearly and confidently with internal and external stakeholders–both written and verbal
• Providing strategic thought leadership through the authoring of blogs and whitepapers on trending topic
• 10 to 16 years of experience in Commercial lending (corporate/wholesale lending) operations including origination, underwriting and portfolio monitoring activities
• Experience in managing large teams
• Familiarity and expertise in a specific sector will be an added advantage
• Experience in complete delivery set-up, smooth roll-out of services and the implementation of best practices, feedback mechanisms, hiring and training the team
• Good knowledge of the products involved in entire value chain of commercial lending including underwriting, covenant monitoring, and portfolio monitoring.
• Hands on experience in carrying out tasks like credit appraisals, finalizing risk ratings, credit notes for credit approvals and ongoing monitoring.
• Excellent understanding of the financial statements of the corporates
• An MBA/ CA/ CFA with highly analytical mind and a high level of attention to detail
• Excellent written and spoken English communication skills
• A strong work ethic; the ability to work independently and meet deadlines under pressure