Sales Officer-Retail Agri-Dairy

HDFC Bank Limited; Ahmedabad District; Remote; INR 250.000 - 360.000; Vollzeit

Zusammenfassung

HDFC Bank Limited is seeking a Sales Officer - Dairy to generate new business across PAN India and retain customers through excellent service. The role involves sourcing from farmers, dairy societies, and rural markets; promoting digital cattle loan products; and coordinating with BCs and operations.

Extensive travel is required, with targets to achieve and active involvement in government schemes. Graduate with 0–3 years' banking or agri sales experience is preferred.

Qualifikationen

• Graduate degree required.
• Understanding of banking products and processes.
• Strong selling and persuasion abilities.
• Team-oriented with good time management.
• Proficiency in local language and proactive mindset.

Aufgaben

• Source proposals from farmers, co-operatives, rural markets and related bodies.
• Source liability business from dairy societies, farmers, and potential customers.
• Generate cross-sell business from mapped locations.
• Conduct marketing activities for new business generation.
• Achieve assigned targets and expand KGC business.
• Provide pre- and post-disbursement support to customers.
• Coordinate with customers and vets for cattle tagging and claim support.
• Create awareness on Digital cattle loan for eligible farmers.
• Handle BC management and periodic visits to BC locations.

Kenntnisse

Banking products & processes

Persuasion & selling

Team spirit

Time management

Local language proficiency

Proactive & focused approach

Ausbildung

Graduate

Jobbeschreibung

Job Title

Sales Officer - Dairy

Job Details

• Business Unit (PA): Retail-Agri
• Team: Dairy & BC - RBG
• Reports to (job): Relationship Manager - Dairy / RA-Area Manager BC
• Location of role: PAN India
• Job Fn: Sales
• Role Type: Individual Contributor
• No of direct reportees: 0
• Travel Required: Extensive
• Job Band Range: S1 & S2
• JD Created date: 28.03.2022
• JD Updated date: 01.07.2025
• Version No: 2

Job Purpose

To generate new business from various locations and retain customers by providing excellent services.

Job Responsibilities

Sourcing and Business Generation

• Source proposals from individual farmers, co-operative societies, rural mandis & markets, Kisan Clubs, Farmer Producer Organizations.
• Source liability business from mapped dairy societies, farmers, and other potential customers.
• Generate Cross Sell business from mapped locations.
• Conduct marketing activities for new business generation.
• Achieve assigned targets.
• Increase penetration of KGC Business in existing and new villages.
• Source business from farmers and actively actively involve in Government Schemes.
• Ensure DBT seeding for all accounts.

Relationship Building and Customer Support

• Provide pre and post disbursement support to customers.
• Coordinate with customers and insurance co. vets for cattle tagging and claim support.
• Create awareness on Digital Cattle loan Product for eligible farmers.
• Liaise with existing customers for relationship building.

Housekeeping, Portfolio and Audit Management

• Submit Post Disbursement Documents (PDD).
• Submit Call Memos.
• Collect & Submit LAD.
• Handle IAD alerts & exceptions.

Business Correspondent (BC) management

• Periodically visit BC locations and guide BCs on business and regulatory requirements.
• Support BCs in processing CASA sourcing and coordinate with Ops, branch.
• Coordinate with auditors for BC spot audits.

Others

• Perform any other task assigned by seniors.

Educational Qualifications

Graduate

Key Skills

• Basic understanding of Banking Products & Processes
• Persuasion & Selling Skills
• Good Team spirit
• Time Management
• Proficiency in local language
• Proactive & focused approach

Experience Required

• 0 to 3 Years
• Experience in Banking or Financial Service industry, or Sales experience in Seed companies, Fertilizer companies, Agri Product companies, Banks, Dairy Companies, Dairy Society etc.

Major Stakeholders

• Customer
• Local bodies
• Credit Team
• Operation Team