Sales Officer - Micro LAP

Larsen & Toubro (L&T); Madurai District, Dindigul; On-site; INR 350,000 - 550,000; Full time

Job summary

Larsen & Toubro (L&T) is seeking a loan sales professional to drive secured loan products in the assigned location in Tamil Nadu. You will source business, assess credit eligibility, and ensure complete documentation while coordinating with Operations, Credit, Legal and Technical teams to ensure smooth loan processing and disbursement.

The role includes following up on ED and QM cases, pursuing E-Nach mandates, and aiming to achieve monthly loan disbursement and revenue targets in a compliant

Qualifications

• Experience in selling secured loan products (LAP/HL) is a plus.
• Ability to source business in the assigned location.
• Ability to evaluate creditworthiness of applicants.

Responsibilities

• Sourcing business in the assigned location
• Evaluating the creditworthiness of applicants to determine loan eligibility
• Ensuring complete documentation of loan applications
• Collaborating with internal departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement
• Taking care of collection of ED and QM cases / follow up on E-Nach mandate
• Achieving monthly targets which may include loan disbursement volumes and revenue goals
• Ensure adherence to all processes, compliance & policies.

Skills

Loan sales

Credit evaluation

Customer service

Job description

• Sourcing business in the assigned location
• Evaluating the creditworthiness of applicants to determine the loan eligibility
• Ensuring complete documentation of loan applications
• Collaborating with internal departments (Operations, Credit, Legal and Technical) to ensure smooth loan
• processing and disbursement.
• Taking Care of Collection of ED and QM Cases / Follow up on E-Nach Mandate
• Achieving monthly targets which may include loan disbursement volumes and revenue goals
• Ensure adherence to all processes, compliance & policies.

Minimum 1+ years of sales experience in LAP / HL / Secured loan product with Banks or NBFCs is added advantage.