Sales Officer - Micro LAP

Larsen & Toubro (L&T); Devarakonda; On-site; INR 300,000 - 420,000; Full time

Job summary

Larsen & Toubro (L&T) is hiring for a LAP/secured loan sales role in Telangana. The incumbent will source business in the assigned location, assess credit eligibility, ensure complete loan documentation, and coordinate with Operations, Credit, Legal and Technical teams to process and disburse loans.

Experience in LAP/HL is advantageous and candidates should meet monthly targets while maintaining compliance.

Qualifications

• Sourcing business in the assigned location.
• Evaluating the creditworthiness of applicants to determine the loan eligibility.
• Ensuring complete documentation of loan applications.
• Collaborating with internal departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement.
• Taking care of collection of ED and QM Cases / Follow up on E-Nach Mandate.
• Achieving monthly targets which may include loan disbursement volumes and revenue goals.
• Ensure adherence to all processes, compliance & policies.

Responsibilities

• Location - Mothkur, Kazipet, Sathupally, Devarakonda.

Skills

Sourcing

Credit evaluation

Documentation

Cross-functional collaboration

Collections

Target achievement

Job description

• Sourcing business in the assigned location
• Evaluating the creditworthiness of applicants to determine the loan eligibility
• Ensuring complete documentation of loan applications
• Collaborating with internal departments (Operations, Credit, Legal and Technical) to ensure smooth loan
• processing and disbursement.
• Taking Care of Collection of ED and QM Cases / Follow up on E-Nach Mandate
• Achieving monthly targets which may include loan disbursement volumes and revenue goals
• Ensure adherence to all processes, compliance & policies.

Minimum 1+ years of sales experience in LAP / HL / Secured loan product with Banks or NBFCs is added advantage.

Location - Mothkur, Kazipet, Sathupally, Devarakonda

Please share your cv to [e-mail] and call back on 9182194017