Sales Officer LAP

AU SMALL FINANCE BANK; Jaipur; On-site; INR 180,000 - 240,000; Full time

Job summary

AU SMALL FINANCE BANK is seeking energetic Sales Officers for Micro Business Loan and Loan Against Property (LAP) with a field-based role in Jaipur. You will acquire new customers, manage relationships, verify documents, and coordinate with internal teams to ensure smooth loan processing and excellent service.

The role involves canvassing, micro-market activities, and meeting sales targets while maintaining compliance.

Qualifications

• Must have at least 12th pass; graduates preferred.
• 0–3 years in Sales, Banking, NBFC, Financial Services, or freshers welcome to build a sales career.

Responsibilities

• Generate MSME/LAP-Loan financing through field sales and self-sourcing.
• Conduct marketing activities including canopy campaigns, leafleting, and local promotions.
• Identify new business opportunities and build strong customer relationships.
• Manage customer queries and provide timely resolutions.
• Perform field visits for customer, residence, business, and property verification.
• Verify financial and property documents (ITRs, bank statements, property papers, etc.).
• Prepare basic CAM (Credit Appraisal Memo).
• Coordinate with Credit, Operations, Legal, Valuation, Collections and other teams for loan processing.
• Ensure timely documentation, disbursement and post-disbursement support.
• Monitor portfolio quality and assist in collections for delinquent accounts.
• Achieve assigned sales and collection targets while complying with policies.
• Submit daily MIS and sourcing reports to reporting manager.

Skills

Communication

Hindi language

Sales skills

Customer relations

Field sales

Smartphone proficiency

Education

12th Pass

Job description

Job Description:

Sales Officer – Micro Business Loan/LAP

Department: Sales

Business Vertical: LAP/MBL

About The Role

We are looking for energetic and customer-focused Sales Officers to drive MBL/LAP business by acquiring new customers, managing existing relationships, and ensuring seamless end-to-end customer service. The role involves field sales, customer verification, portfolio management, and coordination with internal teams to deliver an exceptional customer experience.

Key Responsibilities

• Generate new MSME/LAP-Loan Against Property, Mortgage loan business through field sales and self-sourcing.
• Conduct marketing activities including canopy campaigns, leafleting, and local promotions.
• Identify new business opportunities and build strong customer relationships.
• Manage customer queries and provide timely resolutions.
• Perform field visits for customer, residence, business, and property verification.
• Verify financial and property documents (ITRs, bank statements, property papers, etc.).
• Prepare basic Credit Appraisal Memo (CAM).
• Coordinate with Credit, Operations, Legal, Valuation, Collections, and other internal teams for smooth loan processing.
• Ensure timely documentation, disbursement, and post-disbursement support.
• Monitor portfolio quality and assist in collections for delinquent accounts.
• Achieve assigned sales and collection targets while maintaining company policies and compliance standards.
• Submit daily MIS and sourcing reports to the reporting manager.

Eligibility

• Minimum Qualification: 12th Pass (Graduates preferred)
• Experience: 0–3 years in Sales, Banking, NBFC, Financial Services, or Freshers willing to build a career in sales.

Desired Skills

• Strong communication skills in the regional language, Hindi, and basic English.
• Comfortable with field sales, marketing activities, and customer interactions.
• Basic computer knowledge and smartphone proficiency.
• Good understanding of the local market and geography.
• Ability to build customer relationships and achieve sales targets.
• Two-wheeler with a valid driving licence is preferred.
• CIBIL should be clear (non-defaulter).

Key Competencies

• Customer Centricity
• Integrity & Ethics
• Result Orientation
• Ownership & Accountability
• Team Collaboration
• Attention to Detail
• Problem Solving
• Willingness to work in the field

What We’re Looking For

• Self-driven individuals with a passion for sales.
• Strong interpersonal and relationship-building skills.
• Willingness to travel locally for customer meetings and business development.
• Candidates with a positive attitude, learning mindset, and target-driven approach.

Requirements: