Sales Manager_Personal Loan_0412_3533_1016486

Kotak Mahindra Bank

Jaipur

Presencial

INR 600 000 - 1 000 000

Tempo integral

Há 3 dias
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Resumo da oferta

Kotak Mahindra Bank in Jaipur seeks a Personal Loan Sales Manager to drive branch-based personal loan sales, nurture client relationships, and ensure smooth loan processing. The role focuses on achieving targets, delivering strong customer service, and maintaining compliance with bank policies.

Ideal candidates will coordinate with credit and operations teams, monitor market competition, and proactively resolve customer queries while cross-selling relevant banking products where appropriate.

Responsabilidades

  • Drive personal loan sales through the assigned branch network.
  • Generate leads from existing bank customers, branch references, and external sources.
  • Achieve monthly and annual personal loan disbursement targets.
  • Build and maintain strong relationships with branch staff to increase customer referrals.
  • Conduct customer meetings and explain personal loan products, features, and benefits.
  • Ensure proper collection and verification of customer documents as per bank guidelines.
  • Coordinate with credit, operations, and underwriting teams for smooth loan processing.
  • Maintain high productivity and conversion ratios.
  • Cross-sell relevant banking products wherever applicable.
  • Monitor competition and provide market intelligence to management.
  • Ensure adherence to regulatory and internal compliance requirements.
  • Maintain customer satisfaction and promptly resolve customer queries.

Descrição da oferta de emprego

Job Description:

The Personal Loan Sales Manager is responsible for sourcing, acquiring, and managing personal loan business through branch referrals, customer walk-ins, and local market activities. The role focuses on achieving sales targets, delivering excellent customer service, and ensuring compliance with Kotak Mahindra Banks policies and processes.

Key Responsibilities
  • Drive personal loan sales through the assigned branch network.
  • Generate leads from existing bank customers, branch references, and external sources.
  • Achieve monthly and annual personal loan disbursement targets.
  • Build and maintain strong relationships with branch staff to increase customer referrals.
  • Conduct customer meetings and explain personal loan products, features, and benefits.
  • Ensure proper collection and verification of customer documents as per bank guidelines.
  • Coordinate with credit, operations, and underwriting teams for smooth loan processing.
  • Maintain high productivity and conversion ratios.
  • Cross-sell relevant banking products wherever applicable.
  • Monitor competition and provide market intelligence to management.
  • Ensure adherence to regulatory and internal compliance requirements.
  • Maintain customer satisfaction and promptly resolve customer queries.
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