Sales Manager_Personal Loan_0412_1508_1090309

Kotak Mahindra Bank; Maharashtra; On-site; INR 600,000 - 900,000; Full time

Job summary

Kotak Mahindra Bank is seeking a Business Banking professional to source high-value accounts and manage a growing portfolio. The role involves facilitating current/trade accounts, OD, CC, BG, and forex products, along with cross-selling liabilities and assets.

You will coordinate with internal teams to generate leads, maintain service standards, and ensure strict adherence to RBI RBI RBI KYC norms for account openings.

Qualifications

• Ability to source high value Business Banking accounts.
• Proficient in Current Account/Trade Account opening and transaction processes.
• Strong communication and customer engagement skills.
• Knowledge of Trade, Forex and Business Assets; keen cross-selling mindset.

Responsibilities

• Source new to bank Business Banking accounts and manage assigned portfolio.
• Cross-sell liability/asset products (OD/CC/BG/Term Loans/Forex) to clients.
• Organize lead generation activities for the branch and maintain relationships with internal/external stakeholders.
• Ensure adherence to RBI RBI RBI KYC norms and forward account opening forms for processing.

Skills

Sourcing business accounts

Cross-selling banking products

Strong communication skills

KYC compliance (RBI norms)

Job description

Business Banking (SM-BB) Job Role

Sourcing New to Bank Business Banking accounts & Managing the Business Banking portfolio assigned Assisting the client’s business with different business banking products like OD/CC/ BG/Term Loans/Forex. Cross selling liability based products liked Fixed Deposit’s, savings accounts to the portfolio clients Maintaining the service standards set by the bank in collaboration with the service support team Maintain Co-ordial relationships with internal stakeholder and external agencies to generate leads for New to bank Clients. Mobilize business for Current Accounts and Savings Accounts. Organize various lead generation activities for his/her branch. Main point of contact for the Team members in case of any grievance from customer’s side. Ability to source high value accounts resulting in cross sale of Assets & TFX Business. Ensure that the team members are properly guided on adherence to the requirements as per the KYC norms as prescribed by RBI and to be checked carefully before forwarding the account opening forms to RPCs for processing. Job Requirement: Ability to source High Value Business Banking Accounts Thorough knowledge of Current Account/Trade Account opening/transaction processes Strong Communication skills with assertive attitude Knowledge of Trade, Forex and Business Assets & Strong follow up ability & keenness Ability to spot opportunities in the portfolio for Upselling/Cross-selling bank products