Sales Manager_Personal Loan_0412_5031_1013727

Kotak Mahindra Bank; Dadri; Presencial; INR 600.000 - 900.000; Jornada completa

Descripción de la vacante

Kotak Mahindra Bank in India seeks a Personal Loan Sales Manager to drive loan sales through branch referrals, walk-ins, and local market activities, aiming to hit monthly and annual disbursement targets while delivering excellent service.

You will coordinate with branch staff, explain product features, ensure document verification, and maintain regulatory compliance, while building strong customer relationships and sustaining high productivity.

Descripción del empleo

Job Description:

The Personal Loan Sales Manager is responsible for sourcing, acquiring, and managing personal loan business through branch referrals, customer walk-ins, and local market activities. The role focuses on achieving sales targets, delivering excellent customer service, and ensuring compliance with Kotak Mahindra Banks policies and processes.

Key Responsibilities

• Drive personal loan sales through the assigned branch network.
• Generate leads from existing bank customers, branch references, and external sources.
• Achieve monthly and annual personal loan disbursement targets.
• Build and maintain strong relationships with branch staff to increase customer referrals.
• Conduct customer meetings and explain personal loan products, features, and benefits.
• Ensure proper collection and verification of customer documents as per bank guidelines.
• Coordinate with credit, operations, and underwriting teams for smooth loan processing.
• Maintain high productivity and conversion ratios.
• Cross-sell relevant banking products wherever applicable.
• Monitor competition and provide market intelligence to management.
• Ensure adherence to regulatory and internal compliance requirements.
• Maintain customer satisfaction and promptly resolve customer queries.

Requirements: