Risk Data Analyst

Vaishali Securities; Ahmedabad District; On-site; INR 600,000 - 900,000; Full time

Job summary

Vaishali Securities in India is seeking a Risk Data Analyst / Junior Risk Strategy Analyst with 1-3 years of relevant experience or exceptional fresh graduates. You will analyze full-cycle loan data, monitor risk metrics like approval and disbursement rates, and support underwriting strategy adjustments.

The role requires proficiency in Excel and SQL, familiarity with Python or data visualization tools, and collaboration with risk, product and tech teams, plus vendor assessments in a

Qualifications

• Bachelor's degree or higher in a quantitative field.
• Proficiency in Excel and data querying with SQL.
• Knowledge of Python or data visualization tools is a plus.
• Experience in NBFC/fintech or risk management preferred.

Responsibilities

• Analyze full-cycle loan data and monitor key risk metrics; support strategy adjustments.
• Organize risk datasets, policy docs, and support RBI inspections.
• Research Indian third-party vendors for credit bureaus, KYC, and anti-fraud; compare capabilities.
• Coordinate with risk, product, tech teams and external vendors to resolve data issues.

Skills

Excel

SQL

Python

Data visualization tools

English communication

Data analysis

Problem-solving

Education

Bachelor's degree or above in quantitative field

Statistics/Mathematics/Finance/Economics/CS majors

Tools

SQL for data extraction

Python

Tableau/Power BI

Job description

Job Title: Risk Data Analyst / Junior Risk Strategy Analyst

Department: Risk

Location: India

Work Experience: 1-3 years of relevant experience; exceptional fresh graduates are welcome

Job Responsibilities

• 1. Analyze full-cycle data of loan application, underwriting, disbursement and delinquency. Monitor key risk metrics including approval rate, disbursement rate and First Payment Default (FPD). Assist in analysis and optimization of pre-loan underwriting, anti-fraud and credit limit strategies. Evaluate risk performance across customer segments, channels and policy rules, and provide data insights for strategy adjustment.
• 2. Organize and verify risk-related datasets, policy documents and supporting evidence. Support RBI supervisory inspections, internal audits and compliance activities.
• 3. Research local Indian third-party vendors covering credit bureaus, bank statement analysis, KYC identity verification and anti-fraud solutions. Compare vendor capabilities, pricing and integration requirements.
• 4. Communicate with risk, product, tech teams and external vendors to resolve data issues and drive third-party integration.

Job Requirements

• 1. Bachelors degree or above. Majors in Statistics, Mathematics, Finance, Economics, Computer Science or other quantitative disciplines are preferred.
• 2. Proficient in Excel, skilled in SQL for data extraction and query. Knowledge of Python or data visualization tools is a plus.
• 3. Prior experience in NBFC, fintech, digital lending or risk management is preferred.
• 4. Good English communication skills, strong data analysis capability and proactive problem-solving mindset.
• 5. Familiarity with RBI regulations or local Indian financial service ecosystem is a plus.