Data Analyst

Krazy Bee Services; Bengaluru; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Krazy Bee Services is seeking a Data Analyst to ensure the health of loan portfolio risk metrics and to design and implement underwriting strategies for digital lending products. You will build and optimize customer management strategies to improve profitability and design a portfolio management roadmap based on data acquisition and portfolio techniques.

You will work with data engineering, products, marketing and sales to achieve company-wide portfolio growth targets, analyze data using

Qualifications

• 2-3 years analytics experience, preferably in fintechs.
• Proficient with Excel, SQL, R/Python.
• Strong visualization and communication skills.
• Ability to work in a fast-paced environment.

Responsibilities

• Collaborate with data engineering and product teams to provide user journey recommendations.
• Coordinate with marketing and sales to meet portfolio growth targets.
• Analyze traditional and alternative data to optimize credit decisions (accept/decline/manual pricing).
• Research potential vendors/data providers for incremental credit management value.
• Develop analytical reports and presentations for senior management and committees.

Skills

Excel

SQL

R

Python

Data analysis

Job description

Role: Data Analyst

Purpose of the Job

• The main purpose of this job is to ensure that the risk metrics of the loan portfolio is healthy.
• Design, develop, implement and maintain credit underwriting strategy for digital lending products.
• Build and optimize existing customer management strategies to improve customer level profitability.
• Design portfolio management strategy roadmap based on various data acquisition strategies and portfolio management techniques.

Key Responsibilities

• Work with the data engineering and products team to provide user journey recommendations.
• Coordinate with the marketing and sales team to ensure that the company wide portfolio growth targets are met.
• Analyze data (e.g. traditional and alternative bureau, device and behavioral data) using statistical tools and analytical techniques to generate insights and optimize credit decisions (accept/ decline/ manual, pricing and credit line)
• Research, analyze and evaluate potential vendors/data providers for incremental value in credit management strategies.
• Develop analytical reports and presentations for senior management and executive committees.

Attributes

• Ability to understand platforms and systems technically.
• Keen analytical abilities & good working skill with Excel, SQL and R/Python.
• Good visualization abilities and persuasive capabilities.
• Ability to work in a fast-paced environment.
• 2-3 years of analytics experience preferably in fintechs is a plus.

Location

• Bangalore