Risk Analyst / Risk Operations Associate (Fresher)

Pagaar India; Gurugram District; On-site; INR 279,000 - 391,000; Full time

Job summary

Pagaar India in Gurgaon (Work from Office) invites fresh graduates to join as Risk Analyst / Risk Operations Associate. This entry-level role supports corporate risk management, fraud prevention, and compliance with KYC/AML practices.

You will monitor transactions, flag anomalies, and assist in building defensive controls to minimize losses. The ideal candidate is analytical with strong Excel skills, attention to detail, and good English communication.

Qualifications

• Freshers (Batch 2025/2026) with basic understanding of risk parameters or audit practices.
• Proficiency in Excel and data tools is required.
• Strong attention to detail and logical problem-solving.
• Excellent written and verbal English skills.

Responsibilities

• Data verification of financial data and KYC/AML checks.
• Monitor real-time transactions to detect fraud and suspicious activity.
• Prepare daily risk and compliance reports for leadership.
• Support internal risk assessment processes aligned with banking regulations.
• Maintain comprehensive records of investigations and outcomes.

Skills

Microsoft Excel

Data filtering

VLOOKUP

Pivot tables

Database searching

English communication

Education

Relevant degree or diploma

Job description

Job Description

Job Title: Risk Analyst / Risk Operations Associate (Fresher)

Location: Gurgaon (Work from Office)

Salary: ₹25,000 to ₹35,000 per month (₹3.0 LPA to ₹4.2 LPA CTC)

Joining: Immediate Joiners Only (Max 7 days notice period)

Job Overview

We are looking for an analytical and detail-oriented Junior Risk Analyst to join our corporate risk management and fraud prevention team in Gurgaon. This entry-level role is perfect for freshers who want to build a career in financial risk tracking, credit compliance, and operational security. You will monitor corporate transactions, flag anomalies, and help build defensive frameworks against financial losses.

Key Responsibilities

• Data Verification: Review financial data, corporate documents, and user profiles to perform baseline Know Your Customer (KYC) and Anti-Money Laundering (AML) checks.
• Transaction Monitoring: Audit real-time transaction logs to detect, analyze, and mitigate fraudulent activity or suspicious behavior.
• Risk Reporting: Compile daily reports on operational vulnerabilities, credit risks, and compliance exceptions for senior leadership.
• Process Audit: Assist in executing internal risk assessment protocols to ensure alignment with standard banking and corporate regulations.
• Documentation: Maintain absolute records of investigated profiles, flagged transactions, and resolution measures.

Requirements & Qualifications

• Experience: Freshers (Class of 2025 / 2026) with basic knowledge of risk parameters, fraud types, or audit practices.
• Technical Literacy: Proficiency in Microsoft Excel (Data filtering, VLOOKUP, pivot tables) and basic database searching.
• Core Aptitude: High logical capability, sharp investigative mindset, and maximum attention to minute documentation details.
• Communication: Strong written and verbal English skills to articulate compliance findings clearly.
• Structured salary up to ₹4.2 LPA CTC with performance bonuses.
• Comprehensive corporate training on global credit, operational, and market risk frameworks.
• Fast-tracked promotion path into Core Risk Management, Internal Audit, or Fraud Operations.

Key Responsibilities

• Execute daily functional duties in strict compliance with operational protocols.
• Coordinate actively with cross-departmental stakeholders to fulfill team goals.
• Prepare and maintain accurate operational records and performance summaries.
• Identify workflow improvements to increase daily output efficiency.
• Adhere strictly to corporate guidelines, quality benchmarks, and data confidentiality.

Required Skills & Qualifications

• Recognized educational credential matching the role specifications.
• Proven prior working experience in a similar organizational setup.
• Good verbal communication and professional office etiquette.

Preferred Qualifications

• Experience with large scale, high traffic systems.