Relationship Manager-Credit CARD-Structured Products

Kotak Life Insurance; Kolkata District; On-site; INR 1,200,000 - 2,600,000; Full time

Job summary

Kotak Life Insurance in Kolkata seeks a branch leadership professional with 6 years of banking experience, including 3-4 years in Retail Liabilities. The role requires a strong sales background and exposure to Liabilities products. MBA/CA/CAIB qualifications are preferred.

You will lead a branch team, drive service standards, and ensure cross-selling of mutual funds and insurance products. The incumbent will liaise with product management, marketing and other centers to develop new products and

Qualifications

• Must have Sales experience and exposure, preferably of Liabilities products.
• Good Leadership skills (though more tactical than strategic).
• ThinkerDoer 40:60 balance in work approach.

Responsibilities

• Enhancement of Deposit pool from Customers.
• Establishing standards and delivery of service.
• Sale of non-deposit products. Cross selling targets progressively.
• Sale of MF and Insurance products.
• Fee Income.
• Branch Administration.
• Regulatory Compliance.
• Manage productivity and overall morale of branch team members.
• Overall responsible for break-even and P&L of branch.

Skills

Sales experience

Leadership skills

Customer service

Education

MBA / CA / CAIB

Job description

About The Role

Job Role:

• ¢ Enhancement of Deposit pool from Customers
• ¢ Establishing standards and delivery of service
• ¢ Sale of non-deposit products. Cross selling targets progressively
• ¢ Sale of MF and Insurance products
• ¢ Fee Income
• ¢ Branch Administration
• ¢ Regulatory Compliance
• ¢ Manage productivity and overall morale of branch team members
• ¢ Overall responsible for break-even and P&L of branch Job Requirements
• ¢ Overall 6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities
• ¢ Must have had Sales experience and exposure, preferably of Liabilities products
• ¢ Qualifications- MBA / CA/ CAIB
• ¢ Good Leadership skills (though more tactical than strategic)
• ¢ ThinkerDoer 40:60
• ¢ In-depth understanding of financial instruments, markets and macro micro economic processes
• ¢ Ability to carry along all the units involved in the customer service cycle to ensure customer "DELIGHT"
• ¢ Liaising with product management team, marketing and other centers & verticals for new product development, service enhancements and sales initiatives.