Relationship Manager - Consumer & Small Enterprise Loan

Chola; Kannur; On-site; INR 300,000 - 600,000; Full time

Job summary

Chola is hiring a Relationship Manager in Kannur to drive consumer and small enterprise loan sales. You will acquire new customers, assess their needs, and recommend suitable loan products while coordinating with credit and operations teams to ensure smooth processing.

The role emphasizes strong sales aptitude, customer relationship building, and achieving monthly and annual targets within a regulatory compliant framework. Freshers with sales potential may be considered.

Qualifications

• Bachelor's Degree or Equivalent.
• 1 to 5 years of experience in Consumer Loans, Business Loans, Small Enterprise Loans, Personal Loans, LAP, Gold Loans, or related financial products.
• Freshers with strong sales aptitude may be considered.

Responsibilities

• Acquire new customers for Consumer and Small Enterprise Loan products.
• Generate business through direct sales, referrals, and local market sourcing.
• Build and maintain strong customer relationships.
• Assess customer requirements and recommend suitable loan products.
• Coordinate with credit and operations teams for smooth loan processing.
• Achieve monthly and annual business targets.
• Ensure compliance with company policies and regulatory requirements.
• Explore local market opportunities to expand the customer base.

Skills

Sales & Business Development

Relationship Management

Customer Acquisition

Financial Product Sales

Communication & Negotiation Skills

Target Achievement

Customer Service

Education

Bachelor's Degree or Equivalent

Job description

Job Title: Relationship Manager

Product: Consumer & Small Enterprise Loan

Location: Kannur

Qualification

• Bachelor's Degree or Equivalent

Experience

• 1 to 5 years of experience in Consumer Loans, Business Loans, Small Enterprise Loans, Personal Loans, LAP, Gold Loans, or related financial products
• Freshers with strong sales aptitude may also be considered

Key Responsibilities

• Acquire new customers for Consumer and Small Enterprise Loan products.
• Generate business through direct sales, referrals, and local market sourcing.
• Build and maintain strong customer relationships.
• Assess customer requirements and recommend suitable loan products.
• Coordinate with credit and operations teams for smooth loan processing.
• Achieve monthly and annual business targets.
• Ensure compliance with company policies and regulatory requirements.
• Explore local market opportunities to expand the customer base.

Key Skills

• Sales & Business Development
• Relationship Management
• Customer Acquisition
• Financial Product Sales
• Communication & Negotiation Skills
• Target Achievement
• Customer Service

Industry

Banking / NBFC / Financial Services

Employment Type

Full-Time

Compensation

Best in the Industry + Attractive Incentives