Relationship Manager_Construction Equipment CE -Retail_0405_5953_1073827_HRR

Kotak Mahindra Bank; Satna; Vor Ort; INR 1.200.000 - 2.500.000; Vollzeit

Zusammenfassung

Kotak Mahindra Bank is seeking a results-driven Relationship Manager to lead business development and client engagement in the Construction Equipment sector in India. The role focuses on expanding the deposit base, cross-selling financial products, ensuring compliance, and driving branch profitability.

The candidate should have a strong background in retail liabilities, sales, and team leadership, with experience handling large corporate clients and complex financing solutions.

Aufgaben

• Source New-to-Bank (NTB) clients to expand the customer base.
• Manage relationships with mid and large corporates, including infrastructure companies.
• Handle clients with annual turnover exceeding ₹25 crore and an average lending ticket size of over ₹10 crore.
• Structure and manage banking products such as Cash Credit / Overdraft, Project Funding for EPC projects, Term Loans, Bank Guarantees, Trade and Bill Discounting limits, and Buyers Credit.

Kenntnisse

Retail liabilities

Sales

Team leadership

Jobbeschreibung

Job Description:

We are looking for a results-driven and experienced Relationship Manager to lead business development and customer engagement in the Construction Equipment (CE) segment. The role involves enhancing the deposit base, cross-selling financial products, ensuring regulatory compliance, and driving branch profitability. The ideal candidate should have a strong background in retail liabilities, sales, and team leadership.

Responsibilities

• Source New-to-Bank (NTB) clients to expand the customer base.
• Manage relationships with mid and large corporates, including infrastructure companies.
• Handle clients with annual turnover exceeding ₹25 crore and an average lending ticket size of over ₹10 crore.
• Manage and structure various banking products, including:
• Cash Credit / Overdraft Limits
• Project Funding for EPC (Engineering, Procurement, and Construction) projects
• Term Loans / Foreign Currency Term Loans for working capital and equipment or plant & machinery purchases
• Bank Guarantee Limits
• Trade Products such as LC (Letter of Credit) limits for both import and domestic purchases
• Bill Discounting Limits, including LC-backed and BOE-backed
• Buyers Credit Limits