Divisional Receivable Manager

Equitas Small Finance Bank Ltd.; Hyderabad; On-site; INR 2,500,000 - 3,800,000; Full time

Job summary

Equitas Small Finance Bank Ltd. in Hyderabad invites a seasoned Divisional Receivable Manager to lead collections for housing and mortgage portfolios. You will drive repayments, optimize recovery processes, and guide a dedicated team to achieve stretch targets.

The role requires 10–15 years of experience in private banks or large NBFCs, with a strong track record in collections. It offers permanent onboarding and a growth-oriented environment in inclusive banking.

Qualifications

• Graduation and MBA preferred for the role.
• Experience in collections, especially housing/mortgages.
• Exposure to private banks or large NBFCs.

Responsibilities

• Track and ensure repayments of housing & mortgage loans.
• Increase revenue from collections.
• Build and nurture team to achieve high performance.
• Ensure first 12 months repayments are monitored closely.
• Manage NPA resolution and recovery efforts.

Skills

Local language proficiency

Basic computer knowledge

Education

Graduation: Any Graduate

Post-graduation: MBA

Professional Qualifications: Related to collection or Management

Job description

Posted On 28 Oct 2026

End Date 27 Nov 2026

Required Experience NA

Basic Section

No. Of Openings 1

External Title Divisional Receivable Manager

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Division/Function (SBU) Inclusive Banking - SBL

Department Mortgages

Sub-Department Receivables

Generic Role Divisional Receivables Manager

External Title (Job Role) Divisional Receivable Manager

Division Inclusive Banking - SBL

Zone South

Branch Code 5002

Branch Name Lal Bahadur Nagar

Skills

Skill

UG

Working Language

Job Description

Purpose of the role:

• The position has been created to enable clear focus on target achievement of OD numbers & Manage collection of all buckets of a state in Housing & mortgages Loan portfolio.

Key Responsibilities:

• Track and Ensure Repayments of the Loan disbursed for Housing & Mortgages Loans
• To increase the revenue from collection
• Enable Collection team to high performance and be a team player
• To Build and Nurture team & enable them to achieve high performance
• Ensure loan portfolio to be maintained by closely following up on the first 12 months repayments
• Manage Hard Bucket/NAP collection of the branch
• Manage a team of Branch receivable manager & collection team of branch
• Handling follow up of Cheques/ECS bounce cases and NPDC delay cases
• NPA resolution recovery from write off cases overall reduction in OD
• Ensure process of repo vehicle is followed in every branch & is tracked properly
• Execution of legal procedure

Desired Experience:

• 10 to 15 years
• Type of companies/sector worked for(Private commercial banks and large NBFCs)
• Responsibilities managed in the previous organizations Primarily Collection function. Past experience on the Collection side of Housing & Mortgages.)
• Languages (Applicants should preferably be from the same area and should speak, read and write the local language)
• Computer/technical skills (Basic Computer Knowledge)

Qualifications:

• Graduation: Any Graduate
• Post-graduation: MBA
• Professional Qualifications: IF any related to collection or Management

Certifications : IF any would be an added advantage