Product Manager - LMS

Biz2X; Dadri; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Biz2X is the technology arm of Biz2Credit, a leading digital lending platform helping financial institutions automate and scale lending operations. We are seeking a Product Manager to drive the Loan Management System (LMS) platform and shape the future of digital lending.

The role focuses on owning the LMS roadmap, working with engineering, risk, and business teams, and delivering AI-powered capabilities across a variety of loan products.

Qualifications

• 3–5 years of Product Management experience.
• Experience in Fintech, Digital Lending, Banking, NBFC, or SaaS products.
• Strong understanding of LMS, LOS, Loan Servicing, Collections & Recovery, Underwriting & Credit Decisioning, Lending Lifecycle Management.
• Experience owning product roadmap, backlog, prioritization, and Agile delivery.
• Strong stakeholder management and cross-functional collaboration skills.

Responsibilities

• Own and drive the product roadmap for LMS capabilities including loan servicing, repayments, collections, delinquency management, and customer self-service journeys.
• Define product requirements, PRDs, user stories, and acceptance criteria.
• Partner closely with engineering, design, risk, compliance, and business teams to deliver scalable solutions.
• Build and optimize lending workflows across personal loans, business loans, line of credit, vehicle finance, and supply chain finance products.
• Drive adoption of AI-powered capabilities including automated underwriting, fraud detection, predictive collections, and credit decisioning.
• Work on embedded lending and API-first lending integrations with partners and financial institutions.
• Utilize product analytics, customer insights, and market research to influence product strategy and roadmap decisions.
• Collaborate with data science teams on model performance, feedback loops, and predictive risk capabilities.
• Ensure compliance with lending regulations and evolving fintech guidelines across multiple regions.

Skills

Product management

Agile delivery

Stakeholder management

Cross-functional collaboration

Fintech / digital lending knowledge

Tools

AWS

SQL

APIs

Microservices

Job description

Product Manager – Loan Management System (LMS)

About Biz2X

Biz2X is the technology arm of Biz2Credit, a leading digital lending platform helping financial institutions automate and scale lending operations. Our AI-powered platform enables banks, NBFCs, and financial institutions to deliver seamless digital lending experiences while improving operational efficiency, risk management, and customer outcomes.

We are looking for a Product Manager to drive innovation across our Loan Management System (LMS) platform and help shape the future of digital lending.

What You'll Do

• Own and drive the product roadmap for Loan Management System (LMS) capabilities including loan servicing, repayments, collections, delinquency management, and customer self-service journeys.
• Define product requirements, PRDs, user stories, and acceptance criteria.
• Partner closely with engineering, design, risk, compliance, and business teams to deliver scalable solutions.
• Build and optimize lending workflows across personal loans, business loans, line of credit, vehicle finance, and supply chain finance products.
• Drive adoption of AI-powered capabilities including automated underwriting, fraud detection, predictive collections, and credit decisioning.
• Work on embedded lending and API-first lending integrations with partners and financial institutions.
• Utilize product analytics, customer insights, and market research to influence product strategy and roadmap decisions.
• Collaborate with data science teams on model performance, feedback loops, and predictive risk capabilities.
• Ensure compliance with lending regulations and evolving fintech guidelines across multiple regions.

What We're Looking For

Must Have

• 3–5 years of Product Management experience.
• Experience in Fintech, Digital Lending, Banking, NBFC, or SaaS products.
• Strong understanding of:
• Loan Management Systems (LMS)
• Loan Origination Systems (LOS)
• Loan Servicing
• Collections & Recovery
• Underwriting & Credit Decisioning
• Lending Lifecycle Management
• Experience owning product roadmap, backlog, prioritization, and Agile delivery.
• Strong stakeholder management and cross-functional collaboration skills.

Preferred

• Experience building or managing AI-enabled lending products.
• Predictive analytics
• Automated underwriting
• Embedded lending platforms
• Knowledge of AWS, Microservices, APIs, SQL, and modern SaaS architectures.