Senior Product Manager - Lending PlatformFinTech

VRSamadhan; Kurla; On-site; INR 1,680,000 - 2,800,000; Full time

Job summary

VRSamadhan is seeking a Senior Product Manager for its digital lending platform in Mumbai. You will own end-to-end product lifecycle—from onboarding NBFCs/Banks to underwriting, disbursement, and repayment, ensuring RBI DLG compliance and robust risk controls.

You will partner with engineering, design and legal teams to optimize borrower journeys, APIs, and integrations with LOS/LMS, and to develop scalable onboarding frameworks for multiple lenders.

Qualifications

• 5–6 years of Product Management experience with at least 3+ years in digital lending.
• Strong understanding of credit/lending products, DLG guidelines, and NBFC/Bank operations.
• Experience in partner integrations, APIs (REST), LOS/LMS, bureau calls, and risk modules.
• Excellent analytical, documentation, and stakeholder management skills.

Responsibilities

• Own and manage the end-to-end lending product lifecycle – from lender onboarding to disbursement and repayment.
• Collaborate with lenders to assess requirements and lead technical scoping for integrations (LOS, LMS, APIs).
• Ensure regulatory compliance with RBI’s Digital Lending Guidelines (DLG), privacy laws, and KYC norms.
• Work with design, engineering, and legal teams to improve borrower journeys, strengthen fraud prevention, and enhance product performance.
• Develop scalable and configurable frameworks for onboarding multiple lenders.
• Create dashboards for performance tracking, risk monitoring, and SLA adherence.
• Monitor product funnel health and drive experimentation (eligibility flow, loan offers, NACH setup, etc.).

Skills

Product Management

Digital lending

Regulatory compliance

API integrations

Education

Bachelor's or Master's degree

Tools

REST APIs

LOS/LMS

Job description

Job Description

Location: Chandivali–Powai, Mumbai

Qualification: Bachelors/Masters

Job Title: Senior Product Manager – Lending Platform

Location: Chandivali–Powai, Mumbai

Budget: Up to ₹28 LPA

Qualification: Bachelors/Masters

Mode Of Interview

• 1st Round – Online
• 2nd Round – Face-to-Face

Key Objective

Drive end-to-end ownership of the digital lending product lifecycle — from onboarding NBFCs/Banks, ensuring compliance with regulatory guidelines (DLG), managing partner integrations, to enhancing the borrower experience across the lending journey.

Position Overview

We are seeking a highly skilled Senior Product Manager with in-depth expertise in digital lending to own, scale, and optimize our lending stack. The role involves identifying gaps, onboarding and integrating new lending partners, managing existing relationships, and continuously improving underwriting, disbursement, and repayment processes.

Key Responsibilities

• Own and manage the end-to-end lending product lifecycle – from lender onboarding to disbursement and repayment.
• Collaborate with lenders to assess requirements and lead technical scoping for integrations (LOS, LMS, APIs).
• Ensure regulatory compliance with RBI’s Digital Lending Guidelines (DLG), privacy laws, and KYC norms.
• Work closely with design, engineering, and legal teams to improve borrower journeys, strengthen fraud prevention, and enhance product performance.
• Develop scalable and configurable frameworks for onboarding multiple lenders.
• Create dashboards for performance tracking, risk monitoring, and SLA adherence.
• Monitor product funnel health and drive experimentation (e.g., eligibility flow, loan offers, NACH setup, etc.).

Requirements

• 5–6 years of Product Management experience, with at least 3+ years in digital lending.
• Strong understanding of credit/lending products, DLG guidelines, and operational models of NBFCs/Banks.
• Proven experience in managing partner integrations, APIs (REST), LOS/LMS, bureau calls, and risk modules.
• Excellent analytical, documentation, and stakeholder management skills.