Technical Product Manager

AU Small Finance Bank; Mumbai; On-site; INR 1,800,000 - 2,400,000; Full time

Job summary

AU Small Finance Bank in Mumbai seeks a Product Manager with experience in Commercial Banking and Lending products to define, build, and enhance digital lending solutions. You will work with business stakeholders, technology teams, and operations to translate needs into clear requirements and product roadmaps.

The role requires a solid understanding of commercial lending processes and exposure to AI-driven banking solutions, including GenAI, ML concepts, and AI-powered document processing; you

Qualifications

• Strong experience in product management for banking/fintech.
• Ability to document business requirements and write user stories.
• Experience with Agile ceremonies such as sprint planning and backlog grooming.

Responsibilities

• Gather and document business requirements.
• Create user stories, product specifications, and acceptance criteria.
• Work closely with engineering, UX, QA, and business teams.
• Support product roadmap planning and feature prioritization.
• Participate in Agile ceremonies including sprint planning and backlog grooming.
• Track product performance and customer feedback.

Job description

Role Summary

Seekinga Product Manager with experience in Commercial Banking and Lending productswho can work with business stakeholders, technology teams, and operations todefine, build, and enhance digital lending solutions. The candidate should havea strong understanding of commercial lending processes and a basicunderstanding of AI-driven banking solutions.

Key Responsibilities

Product Management

• Gather and document businessrequirements.
• Create user stories, productspecifications, and acceptance criteria.
• Work closely withengineering, UX, QA, and business teams.
• Support product roadmapplanning and feature prioritization.
• Participate in Agileceremonies including sprint planning and backlog grooming.
• Track product performance andcustomer feedback.

Commercial Lending Domain

• Goodunderstanding of:
• Business Loans
• Working Capital Finance
• Cash Credit (CC)
• Overdraft (OD)
• Trade Finance
• SME/MSME Lending
• Loan Origination Systems(LOS)
• Credit Assessment Processes
• Loan Disbursement and Servicing

Stakeholder Management

• Coordinate with RelationshipManagers, Credit Teams, Operations, Risk, and Compliance teams.
• Translate business needs intofunctional requirements.
• Support UAT and productionrollout activities.

AI Digital Banking Exposure

• Generative AI
• Machine Learning concepts
• AI-powered documentprocessing
• Chatbots and VirtualAssistants
• Lending automation use cases
• Abilityto identify opportunities where AI can improve customer experience andoperational efficiency.