Senior Product Manager

PayU; Mumbai; On-site; INR 2,400,000 - 4,200,000; Full time

Job summary

PayU Payments Private Limited is seeking an Associate Product Manager for our Lending Platform in Mumbai. You will drive strategic development, revenue growth, and compliance-related product shipments for business loan products.

You will scale origination, KYC, onboarding, and API-based platform solutions while coordinating with cross-functional teams to deliver customer-centric features within regulatory constraints.

Qualifications

• Bachelor's degree in STEM related fields.
• 5+ years of product management experience in fintech/lending.
• Background in growth hacking, performance marketing, or conversion optimization.
• Hands-on UX building tools like Figma and AI tools for quick journeys.
• Preferred experience with Business Rules Engines and credit underwriting concepts.

Responsibilities

• Define and prioritize product requirements and roadmaps for the platform.
• Analyze data flows and propose solutions for business, ops, and compliance.
• Collaborate with cross-functional teams to launch features for loans.
• Conduct market and competitive analysis to identify platform enhancements.
• Define and analyse metrics to drive success of product shipments.
• Engage with customers and internal teams to gather feedback.
• Coordinate with other product managers to ensure cohesive strategy.
• Manage lifecycle from concept to sprint to rollout across teams.

Skills

Strategic Thinking

Technical Proficiency

User-Centric Design

Analytical Skills

Project Management

Communication and Collaboration

Education

Bachelor's degree in STEM related fields

Job description

PAYU PAYMENTS PRIVATE LIMITED

Job Title: Associate Product Manager – Lending Platform

Location

Mumbai

Department

Product

Job Overview

As a Product Manager for our platform, you will be responsible for the strategic development as well as revenue , growth and compliance related product shipments for business loan products. You will be the core pillar in our lending journey and will be responsible for scaling lending platform modules like Loan origination systems, KYC, user onboarding and drive API based lending platform solutions and integrations. You will work closely with cross-functional teams to define product requirements, oversee product development, and ensure successful product launches that meet customer needs within the regulated framework.

Role & Responsibilities

• Define and prioritize product requirements and roadmaps for the platform, ensuring alignment with business goals.
• Hands on work on database to understand the product data flow and come up with solutions to solve for business, operations and compliance requirements
• Collaborate with cross-functional teams to develop and launch new features to scale and sustain business loans business.
• Conduct market and competitive analysis to identify trends and opportunities for platform enhancement.
• Define and analyse metrics that will drive the success of these product shipments.
• Engage closely with customers and internal teams to gather and address feedback.
• Coordinate with other product managers and stakeholders to ensure cohesiveness of the overall product strategy.
• Manage the product lifecycle from concept to sprint executions to roll out while operating across cross-functional teams.

Education & Experience

Bachelor's degree in STEM related fields.

5+ year of product management experience. Experience in fintech / lending mandatory.

Background in growth hacking, performance marketing, or conversion optimization.

Hands on UX building tools like Figma & AI tools like ChatGPT and Claude Code for building quick journeys.

Preferred experience with Business Rules Engines (BRE) and a decent understanding of credit underwriting processes, repayments and collections.

Skills & Competencies

• Strategic Thinking: Ability to think strategically and develop comprehensive, data-driven product plans. Must be able to identify long-term opportunities and challenges while balancing short-term needs.
• Technical Proficiency: Strong technical acumen with an understanding of software architecture, data systems, and modern software development practices. Familiarity with APIs, cloud services, and scalable platforms is highly desirable.
• User-Centric Design: Experience with user-centred design principles and practices. Ability to work closely with UX/UI teams to ensure the product meets high usability standards and addresses user pain points effectively.
• Analytical Skills: Proficient in using analytics tools to monitor success metrics and make data-driven decisions. Ability to interpret complex data and turn insights into actionable changes.
• Project Management: Excellent project management skills, including the ability to define project scopes, allocate resources, manage timelines, and mitigate risks. Experience with JIRA/Agile and Scrum methodologies is must.
• Communication and Collaboration: Exceptional communication skills with the ability to articulate ideas clearly and persuasively at all levels of the organization. Strong collaboration skills to work effectively with cross-functional teams and stakeholders.

Must Haves

• Ownership
• Go-getter
• Handle multiple key projects independently in a fast-paced environment