Product Manager

Karix; Gurugram District; On-site; INR 1,800,000 - 2,800,000; Full time

Job summary

Karix is seeking a Product Manager to own integrations with lenders, APIs, and data feeds. You will define contracts, own the onboarding pipeline, and scale live lender products while ensuring data quality and regulatory compliance.

The role requires collaboration across Engineering, Compliance, and external lender partners. You will drive integration health metrics, write specs for tooling, and maintain a credible technical dialogue with engineering teams.

Qualifications

• 2–5 years of product management experience, ideally with exposure to fintech, lending, payments, or B2B2C marketplace/aggregator products.
• Comfort working with APIs, data contracts, and technical integration workflows — you don't need to code, but you need to be credible in technical conversations with engineering and lender-side technical teams.
• Experience partnering with Compliance/Legal on regulated financial products.
• Strong stakeholder management skills — this role sits at the intersection of internal engineering, external lender partners, and compliance.
• Structured, detail-oriented approach — integration work rewards rigor over speed-at-all-costs.

Responsibilities

• End-to-end product ownership of all product integrations including lender onboarding — from initial integration scoping through go-live and post-launch monitoring.
• Define and maintain the technical and data contract for integrations (rate feeds, eligibility criteria, product terms, disclosures) in partnership with Engineering.
• Own the lender-side product roadmap: new lender onboarding pipeline, integration health/monitoring, and scaling the number of live lender products without degrading data quality.
• Partner with Compliance/Legal to ensure each new lender integration meets disclosure and regulatory requirements (APR calculation, disclosures, grievance officer details, etc.) before go-live.
• Be the internal point of contact for lender partners on product/technical integration questions.
• Define and track integration-specific health metrics (data freshness, rate accuracy, lender uptime, time-to-onboard) and drive fixes when they degrade.
• Prioritize and write specs/PRDs for integration tooling (internal dashboards, lender onboarding self-serve tools, monitoring/alerting) in partnership with Engineering.

Skills

APIs

Data contracts

Technical integration workflows

Stakeholder management

Fintech/Lending domain exposure

Job description

As our business scales its lender network, integration work (new lender onboarding, API/data feeds, rate/eligibility rules, product-side compliance for each partner) has outgrown what a generalist PM can own alongside everything else. This role exists to own that stream end-to-end so the platform can scale lender supply without integration work becoming a bottleneck or a source of quality/compliance risk.

What you'll own

• End-to-end product ownership of all product integrations including lender onboarding — from initial integration scoping through go-live and post-launch monitoring.
• Define and maintain the technical and data contract for integrations (rate feeds, eligibility criteria, product terms, disclosures) in partnership with Engineering.
• Own the lender-side product roadmap: new lender onboarding pipeline, integration health/monitoring, and scaling the number of live lender products without degrading data quality.
• Partner with Compliance/Legal to ensure each new lender integration meets disclosure and regulatory requirements (APR calculation, disclosures, grievance officer details, etc.) before go-live.
• Be the internal point of contact for lender partners on product/technical integration questions.
• Define and track integration-specific health metrics (data freshness, rate accuracy, lender uptime, time-to-onboard) and drive fixes when they degrade.
• Prioritize and write specs/PRDs for integration tooling (internal dashboards, lender onboarding self-serve tools, monitoring/alerting) in partnership with Engineering.

What success looks like

• Reduced average time-to-onboard a new lender.
• Increasing count of live, healthy lender integrations without a proportional increase in manual ops effort.
• Zero (or fast-caught) compliance/data-accuracy incidents traced to integration gaps.

What you'll need

• 2–5 years of product management experience, ideally with exposure to fintech, lending, payments, or B2B2C marketplace/aggregator products.
• Comfort working with APIs, data contracts, and technical integration workflows — you don't need to code, but you need to be credible in technical conversations with engineering and lender-side technical teams.
• Experience partnering with Compliance/Legal on regulated financial products.
• Strong stakeholder management skills — this role sits at the intersection of internal engineering, external lender partners, and compliance.
• Structured, detail-oriented approach — integration work rewards r igor over speed-at-all-costs.

Nice to have

• Prior experience in lending/loan aggregation, BNPL, or similar regulated lending products.
• Familiarity with loan/credit domain concepts (EMI, APR, eligibility criteria, disbursal workflows).