Non-EB Claims Specialist

Bima Kavach; Bengaluru; On-site; INR 600,000 - 900,000; Full time

Job summary

BimaKavach in Bengaluru is seeking a detail-oriented EB + Non-EB Claims Specialist to manage and settle non-employee benefit claims. You will ensure accurate documentation, timely claim settlements, and compliance with regulatory guidelines.

The role offers high visibility in a fast-growing insurtech, with opportunities to shape claims processes, collaborate with cross-functional teams, and contribute to scalable risk management.

Qualifications

• Bachelor's degree in Insurance, Finance, or related field (preferred).
• Proven experience in handling Non-EB insurance claims.
• Familiarity with insurance regulations and compliance requirements.

Responsibilities

• Evaluate, process, and settle Non-EB insurance claims efficiently.
• Review claim submissions, validate supporting documents, and ensure compliance with policy terms.
• Communicate with clients, agents, and other stakeholders to provide updates and resolve inquiries.
• Conduct investigations for complex claims, liaising with assessors and legal teams when required.
• Maintain strict adherence to regulatory and internal guidelines in claim settlements.
• Prepare and submit claim reports, updates, and analysis to management.

Skills

Analytical thinking

Regulatory compliance

Communication skills

Customer service

Claims software

Education

Bachelor's degree in Insurance/Finance

Tools

Claims management software

Data analysis tools

Job description

Who Are We

BimaKavach is reimagining how Indian businesses access protection - with technology, speed, and simplicity at the core of everything we do.

We proudly serve 4,500+ companies, including names like LG, The Whole Truth, Godrej Koerber, CleverTap, Wrogn, and SuperYou, and are backed by top investors like Waterbridge, Blume, Arali, and Eximius.

Our mission

To safeguard every Indian business by 2048.

Our mindset

Bold, fast-moving, and customer-obsessed.

Join us at BimaKavach and be part of a once-in-a-generation opportunity to reshape how insurance works for millions of businesses. Bring your expertise, curiosity, and ambition - and help build the future of SME insurance in India.

Job Overview:

We are seeking a detail-oriented and efficient EB + Non-EB Claims Specialist to manage and process insurance claims for non-employee benefits (Non-EB) policies. The role involves ensuring accurate documentation, timely claim settlements, and adherence to regulatory and company guidelines.

Key Responsibilities:

• Evaluate, process, and settle Non-EB insurance claims efficiently.
• Review claim submissions, validate supporting documents, and ensure compliance with policy terms.
• Communicate with clients, agents, and other stakeholders to provide updates and resolve inquiries.
• Conduct investigations for complex claims, liaising with assessors and legal teams when required.
• Maintain strict adherence to regulatory and internal guidelines in claim settlements.
• Prepare and submit claim reports, updates, and analysis to management.

Qualifications:

• Education: Bachelor s degree in Insurance, Finance, or a related field (preferred).
• Experience: Proven experience in handling Non-EB insurance claims.
• Skills:
  • Familiarity with insurance regulations and compliance requirements.
  • Strong analytical and problem-solving skills.
  • Excellent communication and customer service skills.
  • Proficiency in claims management software and data analysis tools is a plus.

Why Join BimaKavach:

• Work directly with leadership in a high-impact, strategic role
• Shape the people strategy of a fast-growing insurtech company
• High ownership and visibility across business decisions
• Opportunity to build and scale HR frameworks from scratch

Required Skills

claims handling claims