National Sales Head - Tractor Loan - Mumbai

JobItUs; Mumbai; Presencial; INR 3.200.000 - 5.200.000; Jornada completa

Descripción de la vacante

JobItUs in Mumbai, India seeks a senior leader to define and drive a national tractor financing strategy for both new and used equipment. The role focuses on growing AUM and market share while aligning with rural lending objectives.

Responsible for pricing, cross-sell initiatives, market identification, risk monitoring, and regulatory compliance, with a track record of leading large, multi-State teams in agri-finance.

Responsabilidades

• Define and execute a national strategy for new and used tractor financing aligned with rural and agri-lending objectives.
• Drive AUM growth, disbursement volumes, and market share in tractor financing.
• Approve and monitor pricing/fee income/cross-sell.
• Identify high-potential rural markets based on Agri patterns, OEM, dealer, DSA tie-up and market penetration.
• Monitor portfolio health, delinquency, GNPA/NNPA, and implement early warning systems and proactive risk controls.
• Collaborate with credit/RBSC/CAD for sanctions, disbursements, TAT and deviations.
• Ensure compliance with RBI guidelines, audit readiness and regulatory reporting standards.
• Develop team, set performance KPIs and drive a high-performance culture.
• Looking for applicants with proven experience in a national or multi-State role in tractor/Agri equipment finance and those who have managed a large team independently.

Descripción del empleo

1) Define and execute a national strategy for new and used tractor financing, aligned with rural and agri-lending objectives.

2) Drive AUM growth, disbursement volumes, and market share in tractor financing.

3) Approve and monitor pricing /Fee income/ Cross-sell.

4) identify high-potential rural markets based on Agri patterns, OEM, Dealer, DSA tie-up and market penetration.

5) Monitor portfolio health, delinquency, GNPA/NNPA, & Implement early warning systems and proactive risk controls.

6) Collaborate with credit /RBSC/CAD for sanctions, disbursals , TAT & deviations.

7) Ensure compliance with, RBI guidelines, audit readiness and other regulatory reporting standards.

8) Develop team, set performance KPIs and drive a high-performance culture.

9) Looking for applicants with proven experience in a National or multi-State role in tractor/Agri equipment finance and those who have managed a large team independently.