Manager – Treasury Front Office

Virtuous Advisors & Resources Private Ltd; Delhi; On-site; INR 800,000 - 1,200,000; Full time

Job summary

A financial advisory firm in Delhi is seeking a professional to manage fund raising and relationship management with banks. The ideal candidate should have an MBA in Finance or a CA, with 2-5 years of relevant experience. Responsibilities include establishing relationships with banks, preparing loan applications, and ensuring compliance with regulatory requirements. Strong negotiation and interpersonal skills are essential for success in this role.

Qualifications

• Minimum 2-5 years of experience in fund raising from banks and financial institutions.
• Strong skills in negotiating and relationship building.
• Basic knowledge of NBFC and NHB regulations.

Responsibilities

• Establish and maintain relationships with PSU and Private Banks.
• Assist in preparation of loan applications and CMA data.
• Manage the Liability Dashboard for timely servicing of Debt.

Skills

Interpersonal relationship management

Negotiation skills

Problem solving

Cash flow management

Knowledge of NBFC regulations

Education

MBA Finance or CA

Job description

Role & Responsibilities

Fund Raising & Relationship Management

• Establish new relationships and maintains existing relationship with PSU and Private Banks
• Prepare a loan application including details related to the significant changes in the company, product profile, etc.
• Assist in preparation and compilation of CMA data
• Coordinate with banks for speeding up the debt raising process.
• Interact with Internal Stakeholders such as the Legal and Compliance department for vetting and the execution of the documents related to the transaction
• Assist the supervisor in getting loan documentation and pre-disbursement formalities completed

Credit Rating Surveillance

• Assist in getting credit rating done from multiple rating agencies
• Ensure seamless information sharing with the rating Agencies
• Arrange the conference Calls with the Higher Management
• Negotiate with Business Development Team for Fee Structure

Operations

• Plan the stock audit, and getting it completed in a timely manner
• Work with banks for creation, modification, and satisfaction of charge with MCA.
• Coordinate with the Lender for the No Dues Certificate post Loan Closure
• Monitor the post disbursement Compliances – Due Diligence Certificate, Financial Snapshots & Portfolio Quality Report, Book Debt Statement, Audited Financials, Provisional Financials

Compliance & Audit Related Activities

• Ensure the timely Submission of the RBI Returns of DNBS 4B, DNBS 4A, ALM I, ALM II & ALM III on a monthly Quarterly & Half Yearly Basis
• Ensure the timely submission of the NHB Monthly Return.
• Ensure the timely submission of the NDSI, Liquidity Disclosure Details & LCR on a quarterly basis
• Ensure the data regarding Stat Audit & Internal Audit is provided to relevant departments

Liability & Cash Flow Management

• Manage the Liability Dashboard for timely servicing of Debt
• Coordinate with Accounts for Calculation of Principal & Interest Payments
• Assist the CFO in cash flow management & cost of borrowing analysis
• Ensure the timely availability of funds for the Liability Payments
• Ensure the timely investments of Fund in Liquid Funds & FDs

Key Skills & Qualifications

• Qualifications preferred: MBA Finance/CA
• Minimum 2-5 years of experience
• Experience 2-5 years in fund raising from banks and financial institutions for NBFC/HFC’s
• Banking and Financial Services, HFC, NBFC
• Interpersonal relationship to manage peers and influence them on decisions for aggressive growth of business.
• Working effectively with the team under stringent deadlines
• Strong skills in negotiating, relationship building, problem solving, and timely problem escalation.
• Basic Knowledge of NBFC and NHB regulations
• Basic Understanding of IND AS & IGAAP Accounting Methods
• Familiarity with underwriting techniques and lending laws
• Knowledge on NHB refinancing will be an advantage